Marion County property record for 504 Tracy Ter, Centralia, IL 62801
| Property Type | Single Family Home |
|---|---|
| Details | 1,524 sqft · built 1992 |
| Lot Size | 0.233 acres (10,155 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $193,000 (Dec 2022) |
| Tax Bill | $4,576 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1400079925 |
| Primary APN | 1400079925 |
|---|
| Building Area | 1,524 sqft Living Area |
|---|
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 10,155 sqft (0.233 acres) |
| Garage Area | 380 sqft |
| Street Address | 504 TRACY TER |
|---|---|
| City | CENTRALIA |
| State | IL |
| Zip | 62801-4475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKHAVEN SUB PHASE III LOT 75 |
| Legal Subdivision | BROOKHAVEN SUB |
| Legal Phase | 3 |
| Legal Lot Number | 75 |
| Jurisdiction | MARION IL |
| Township / Civil Division | CENTRALIA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 952400 |
Source: Marion County records, as of July 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 504 TRACY TER, CENTRALIA, IL 62801-4475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2022 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Apr 6, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Jun 22, 2020 | Intrafamily Transfer, Transfer |
| Jan 3, 2018 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on Record |
| Deed Sale | Dec 30, 2022 · Amount on Record |
| Deed Document Number | 20225969 |
| Prior Transfer Date | Jun 16, 2020 |
| Prior Transfer Doc | 2020R02722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION IL |
| Recording Date | Dec 30, 2022 |
| Property Address | 504 TRACY TER, CENTRALIA, IL 62801-4475 |
| Document Number | 2022R05969 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2022R05969 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2023 |
| Title Company | OMA TITLE, DOMA TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 TRACY TER, CENTRALIA, IL 62801-4475 |
| Document Number | 2022R05970 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 2022R05970 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 504 TRACY TER, CENTRALIA, IL 62801-4475 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | QUAD CITY TITLE, QUAD COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021R04373 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021R04373 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 11, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 504 TRACY TER, CENTRALIA, IL 62801-4475 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R01419 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021R01419 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARION IL |
| Recording Date | Jun 22, 2020 |
| Property Address | 504 TRACY TER, CENTRALIA, IL 62801-4475 |
| Document Number | 2020R02722 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 2020R02722 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 TRACY TER, CENTRALIA, IL 62801-4475 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 504 TRACY TER, CENTRALIA, IL 62801-4475 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2018R00042 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 2018R00042 |
| Name | MAGNOLIA BANK INC |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2046 |
| Rate Type | Fixed Rate |
|---|
Source: Marion County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Marion County |
| County Subdivision | Centralia Township |
| Municipality | Centralia City |
| Elementary School District | Centralia School District 135 (PK - 08) |
| Secondary School District | Centralia High School District 200 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,576.00 (+4.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $75,210 (+12%) Land $7,540 Building $67,670 | $225,630 (+12%) Land $22,620 Building $203,010 |
| 2024 | $4,371.00 (+90.37%) | $67,150 (+43.57%) Land $6,730 Building $60,420 | $201,450 (+43.57%) Land $20,190 Building $181,260 |
| 2022 | $2,296.00 Homeowner's exemption Senior Citizen's exemption | $46,770 Land $4,800 Building $41,970 | $140,310 Land $14,400 Building $125,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRALIA serves 12,182 people · EPA ID IL1214220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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