511 Sumner St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 511 Sumner St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1911
Square Footage	1,796 sqft Living Area
Lot Size	6,248 sqft (0.143 acres)
Occupancy	Owner Occupied
Last Sale	$5,000 (2022)
Tax Bill	$920.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-24-252-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,796 sqft Living Area
1st Floor Area	898 sqft 1st Floor
Basement Area	898 sqft Basement
Unfinished Basement	898 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,248 sqft (0.143 acres)
Lot Dimensions	142 ft deep x 44 ft wide
Porch	Porch
Porch Area	126 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	511 SUMNER ST
City	WATERLOO
State	IA
Zip	50703-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWREY & MCWILLIAMS REPLAT OF BLOCKS 2,3 AND THE N 1/2 OF BLK 4 AND THE E 355.43 FT OF THE N 1/2 OF BLK 5 HOWREY AND
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	HOWREY & MCWILLIAMS REPLAT
Legal Block	2-5
Legal Lot Number	13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1042
Census Tract	1800

Owner

Source: Black Hawk County records · APN 8913-24-252-017

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	511 SUMNER ST, WATERLOO, IA 50703-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Jan 19, 2006 · Amount on Record
Deed Document Number	202220238
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 18, 2022
Property Address	511 SUMNER ST, WATERLOO, IA 50703-2805
Document Number	202200020238
Instrument Date	Apr 12, 2022
Instrument	202200020238
Transaction Type	Transfer
Record Updated	Aug 09, 2022
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$7.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 SUMNER ST, WATERLOO, IA 50703-2805

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$920.00 Homeowner's exemption	$62,750 (+64.78%) Land $5,500 Building $57,250	$62,750 (+64.78%) Land $5,500 Building $57,250
2024	$920.00 (+12.61%)
2023		$38,080 (+33.52%) Land $5,500 Building $32,580	$38,080 (+33.52%) Land $5,500 Building $32,580
2022	$817.00	$28,520 Land $5,500 Building $23,020
2021			$28,520 Land $5,500 Building $23,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.