421 Sumner St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 421 Sumner St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1903
Lot Size	0.153 acres (6,674 sqft)
Owner	Individual Name on File
Tax Bill	$714 (2025)
Deeds & Mortgages	Jun 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8913-24-251-008`

Property Details

APN / Parcel Number

Primary APN	`8913-24-251-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,674 sqft (0.153 acres)
Lot Dimensions	142 ft deep x 47 ft wide
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	421 SUMNER ST
City	WATERLOO
State	IA
Zip	50703-3168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWREY & MCWILLIAMS ADDITION LOT 11 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	HOWREY & MCWILLIAMS ADDITION
Legal Block	1
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1043
Census Tract	1800

Owner

Source: Black Hawk County records · APN 8913-24-251-008

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	421 SUMNER ST, WATERLOO, IA 50703-3168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 15, 2021
Property Address	421 SUMNER ST, WATERLOO, IA 50703-3168
Document Number	202100026479
Instrument Date	Jun 14, 2021
Instrument	202100026479
Transaction Type	Foreclosure
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 SUMNER ST, 421, WATERLOO, IA 50703-3168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SUMNER ST, WATERLOO, IA 50703-3168

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$714.00	$38,740 (+17.61%) Land $5,880 Building $32,860	$38,740 (+17.61%) Land $5,880 Building $32,860
2024	$714.00 (+30.05%)
2023		$32,940 Land $5,880 Building $27,060	$32,940 Land $5,880 Building $27,060
2022	$549.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130018001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, AMG Technology Investment Group, Mediacom Communications, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.