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511 Sidesaddle Cir, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 511 Sidesaddle Cir, Scotts Valley, CA 95066

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,860 sqft · built 1995
Lot Size0.055 acres (2,396 sqft)
Owner2 Individual Names on File
Last Sale$555,000 (Aug 2010)
Tax Bill$9,173 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN024-271-54

Property Details

APN / Parcel Number

Primary APN024-271-54
Alternative APN
  • 024-271-54-000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,860 sqft Living Area
Gross Area2,289 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area2,396 sqft (0.055 acres)
TerrainCombination
View / LotMountain
Garage TypeAttached
Garage Area429 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address511 SIDESADDLE CIR
CitySCOTTS VALLEY
StateCA
Zip95066-4911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 1292
Legal SubdivisionGREEN HILLS ESTATES PH 1 TR 1292
Legal Tract1292
Legal Lot Number49
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2012
Census Tract121200

Owner

511 Sidesaddle Cir is owned and occupied by two individuals who acquired it in August 2014.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address511 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4911
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2010 · Amount on File
Deed SaleAug 31, 2010 · Amount on File
Prior SaleFeb 15, 2002 · Amount on File
Deed Document Number201034798
Last Transfer DateAug 20, 2014
Transfer Doc0000028278
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address511 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4911
Transaction TypeMortgage
Record UpdatedApr 6, 2022
Title CompanyFIDELITY NATIONAL LS, FIDELITY NATIONAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4911

Mortgage

Document Number0000009351
DateMar 22, 2022
Instrument2022-0009351
Lender
NameSTAR ONE CU
TypeCredit Union
AddressSUNNYVALE, CA 94088
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 511 Sidesaddle Cir was $9,173 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityScotts Valley City
Unified School DistrictScotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$725,276 (+2%) Land $362,638 Building $362,638
2025$9,173.00 Homeowner's exemption$711,054 Land $355,527 Building $355,527
2023$8,443.00 (+2.1%)$683,444 Land $341,722 Building $341,722$1,062,270
2022$8,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Sidesaddle Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims3 (1982–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Sidesaddle Cir is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTTS VALLEY WATER DISTRICT
serves 11,197 people · EPA ID CA4410013
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: Cruzio, T-Mobile, Verizon.

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