Santa Cruz County property record for 504 Sidesaddle Cir, Scotts Valley, CA 95066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 1,833 sqft · built 1994 |
| Lot Size | 0.055 acres (2,396 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,288,000 (Oct 2024) |
| Tax Bill | $15,727 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-271-16 |
| Primary APN | 024-271-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,833 sqft Living Area |
| Gross Area | 2,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 2,396 sqft (0.055 acres) |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 407 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 504 SIDESADDLE CIR |
|---|---|
| City | SCOTTS VALLEY |
| State | CA |
| Zip | 95066-4910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 1292 |
| Legal Subdivision | GREEN HILLS ESTATES |
| Legal Tract | 1292 |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 121200 |
504 Sidesaddle Cir is owner-occupied and held in a trust since October 2024.
Source: Santa Cruz County records, as of October 12, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 504 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4910 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK |
| Feb 4, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2024 · Amount on File |
| Deed Sale | Oct 17, 2024 · Amount on File |
| Prior Sale | Dec 8, 2000 · Amount on File |
| Deed Document Number | 202420368 |
| Prior Transfer Date | Jan 26, 2021 |
| Prior Transfer Doc | 0000006606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 504 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4910 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 504 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4910 |
| Document Number | 0000046605 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021-0046605 |
| Name | SANTA CRUZ COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CRUZ, CA 95061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 4, 2021 |
| Property Address | 504 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4910 |
| Document Number | 0000006606 |
| Map Reference | VOL 84 PG 40 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021-0006606 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FNTG LENDERS DIRECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 504 SIDESADDLE CIR, SCOTTS VALLEY, CA 95066-4910 |
| Document Number | 0000006607 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021-0006607 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 504 Sidesaddle Cir was $15,727.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Scotts Valley City |
| Unified School District | Scotts Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,313,760 (+2%) Land $880,219 Building $433,541 | ||
| 2025 | $15,727.00 | $1,288,000 Land $862,960 Building $425,040 | |
| 2023 | $9,488.00 (+2.04%) | $779,209 Land $434,504 Building $344,705 | $1,146,870 |
| 2022 | $9,298.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 504 Sidesaddle Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (1982–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 504 Sidesaddle Cir is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
May also be available: Cruzio, T-Mobile, Verizon.
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