511 Short Pershing Ave, Covington, KY 41011 Property Records

Kenton County property record for 511 Short Pershing Ave, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 908 sqft · built 1886
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Aug 2024)
Tax Bill	$3,604 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Aug 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-43-09-027.00`

Property Details

APN / Parcel Number

Primary APN	`040-43-09-027.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	908 sqft Finished Area

Exterior

Year Built	Built 1886
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0404309027.00
Street Address	511 SHORT PERSHING AVE
City	COVINGTON
State	KY
Zip	41011-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100 PT LOT 17 BLK 34 WR&L
Legal Subdivision	WOOD ROFF & LOCKWOOD
Legal Phase	34
Legal Block	34
Legal Lot Number	17
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2008
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	511 SHORT PERSHING AVE, COVINGTON, KY 41011-1233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Construction Mortgage CATALYTIC DEVELOPMENT FUNDING CORP
Aug 19, 2024	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
May 15, 2023	Deed, Transfer
Mar 30, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	May 15, 2023 · Amount on Record
Deed Document Number	0000300898
Deed Book / Page	300 / 898
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	511 SHORT PERSHING AVE, COVINGTON, KY 41011-1233
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900044
Date	Jul 25, 2022
Book Page	391/394
Instrument	22072505900044

Lender

Name	CATALYTIC DEVELOPMENT FUNDING CORP
Type	Non-Lending Institution
Address	COVINGTON, KY 41011

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 19, 2024
Property Address	511 SHORT PERSHING AVE, COVINGTON, KY 41011-1233
Document Number	0005900148
Book / Page	KC 300 / 898
Instrument Date	Aug 16, 2024
Instrument	24081905900148
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 WOODSPOINT DR, CRESTVIEW HILLS, KY 41017-2296

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1220 AUGUSTA DR STE 600, 600, HOUSTON, TX 77057-6801

Mortgage

Document Number	0005900149
Date	Aug 19, 2024
Instrument	24081905900149

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2039

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	May 15, 2023
Property Address	511 SHORT PERSHING AVE, COVINGTON, KY 41011-1233
Document Number	0005900065
Book / Page	KC 226 / 553
Instrument Date	Apr 28, 2023
Instrument	23051505900065
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 W 9TH ST, CINCINNATI, OH 45202-1904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	511 PERSHING AVE, COVINGTON, KY 41011

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 30, 2022
Property Address	511 SHORT PERSHING AVE, COVINGTON, KY 41011-1233
Document Number	0005900006
Book / Page	156 / 529
Instrument Date	Mar 24, 2022
Instrument	22033005900006
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6336 N REELER AVE, CHICAGO, IL 60646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E NORTH ST, CINCINNATI, OH 45215-3613

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,604.00 (+192.53%)	$272,000 (+194.05%) Land $10,000 Building $262,000	$272,000 (+194.05%) Land $10,000 Building $262,000
2023	$1,232.00	$92,500 Land $10,000 Building $82,500	$92,500 Land $10,000 Building $82,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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