509 Short Pershing Ave, Covington, KY 41011 Property Records

Kenton County property record for 509 Short Pershing Ave, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1886
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2025)
Tax Bill	$1,415 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-43-09-025.00`

Property Details

APN / Parcel Number

Primary APN	`040-43-09-025.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,024 sqft Finished Area

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Other
Heating Fuel	Gas

Location & Zoning

Street Address	509 SHORT PERSHING AVE
City	COVINGTON
State	KY
Zip	41011-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100 PT LOT 17 BLK 34 WR&L NEC
Legal Subdivision	WOOD ROFF & LOCKWOOD
Legal Phase	34
Legal Block	34
Legal Lot Number	17
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2008
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

509 Short Pershing Ave is owned and occupied by two individuals who bought it in June 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 SHORT PERSHING AVE, COVINGTON, KY 41011-1233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2025	Warranty Deed, Transfer · Conventional Mortgage CINCINNATUS SLA
Sep 9, 2019	Deed of Trust, Mortgage CITIZENS FED'L S&L ASSN/COVING
Sep 18, 2017	Warranty Deed, Transfer · Line of Credit MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2025 · Amount on File
Deed Sale	Jun 13, 2025 · Amount on File
Prior Sale	Sep 18, 2017 · Amount on File
Deed Document Number	202575
Deed Book / Page	347 / 229
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 13, 2025
Property Address	509 SHORT PERSHING AVE, COVINGTON, KY 41011-1233
Document Number	0005900075
Book / Page	KC 347 / 229
Instrument Date	Jun 6, 2025
Instrument	25061305900075
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1702 PLEASANT ST, CINCINNATI, OH 45202-6414

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 SHORT PERSHING AVE, COVINGTON, KY 41011-1233

Mortgage

Document Number	0005900076
Date	Jun 13, 2025
Instrument	25061305900076

Lender

Name	CINCINNATUS SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	509 PERSHING AVE, COVINGTON, KY 41011
Document Number	0000000211
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	509 PERSHING AVE COVINGTON KY 41011, COVINGTON, KY 41011

Mortgage

Document Number	0000000211
Date	Sep 13, 2019
Book Page	006753/000071
Instrument	211

Lender

Name	CITIZENS FED'L S&L ASSN/COVING
Address	433 MADISON AVE, COVINGTON, KY 41011-1519

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 12, 2034

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 18, 2017
Property Address	509 PERSHING AVE, COVINGTON, KY 41011
Document Number	0000000061
Book / Page	0C6249 / 000127
Instrument Date	Sep 15, 2017
Instrument	61
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1720 PLEASANT ST CINCINNATI OH 452024606, CINCINNATI, OH 45202-4606

Mortgage

Document Number	62
Date	Sep 18, 2017
Book Page	0C6249/000132
Instrument	62

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Sep 17, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 509 Short Pershing Ave was $1,415.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,000 (+180.9%) Land $10,000 Building $290,000	$300,000 (+180.9%) Land $10,000 Building $290,000
2025	$1,415.00	$106,800 Land $10,000 Building $96,800	$106,800 Land $10,000 Building $96,800
2023	$1,422.00	$106,800 Land $10,000 Building $96,800	$106,800 Land $10,000 Building $96,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 509 Short Pershing Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Short Pershing Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Short Pershing Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures