511 Sanderling Trce, Waverly, GA 31565 Property Records

Camden County property record for 511 Sanderling Trce, Waverly, GA 31565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,071 sqft · built 2020
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$38,500 (Aug 2019)
Tax Bill	$5,785 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`097A000012B`

Property Details

APN / Parcel Number

Primary APN	`097A000012B`
Alternative APNs	`097A 012B` `26856`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,071 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Attached
Garage Area	784 sqft
Porch	Open Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	26856
Old Parcel Number	097A000012B
Street Address	511 SANDERLING TRCE
City	WAVERLY
State	GA
Zip	31565-3064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	H/L 12A BLK B RIVER PLACE PLANTATION PH 1
Legal Subdivision	RIVER PLACE PLANTATION
Legal Phase	1
Legal Block	B
Legal Lot Number	12
Jurisdiction	CAMDEN GA
Township / Civil Division	WOODBINE
Census Block Group	3
Census Block	3012
Census Tract	10100

Owner

511 Sanderling Trce is owned and occupied by two individuals who bought it in August 2019.

Source: Camden County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	511 SANDERLING TRCE, WAVERLY, GA 31565-3064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage STEARNS LNDG LLC
Dec 28, 2020	Loan Modification, Consolidation and Extension, Mortgage SOUTH COAST BK&TR
Dec 4, 2019	Deed of Trust, Construction Loan · Line of Credit SOUTH COAST BK&TR
Aug 9, 2019	Grant Deed, Construction Loan · Line of Credit SOUTH COAST BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on File
Deed Sale	Aug 2, 2019 · Amount on File
Prior Sale	Aug 4, 2009
Deed Document Number	0001984637
Deed Book / Page	1984 / 637
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Property Address	511 SANDERLING TRCE, WAVERLY, GA 31565-3064
Document Number	0021050063
Instrument Date	Apr 1, 2021
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 SANDERLING TRCE WAVERLY GA 315653064, WAVERLY, GA 31565-3064

Mortgage

Document Number	0021050063
Date	Apr 13, 2021
Book Page	002105/000063
Instrument	3519

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2051

December 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	CAMDEN GA
Property Address	511 SANDERLING TRCE, WAVERLY, GA 31565-3064
Document Number	0020820860
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 223 WAYNESVILLE GA 315660223, WAYNESVILLE, GA 31566-0223

Mortgage

Document Number	0020820860
Date	Jan 11, 2021
Book Page	002082/000860
Instrument	245

Lender

Name	SOUTH COAST BK&TR
Type	Bank
Address	BRUNSWICK, GA 31520

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 10, 2022

December 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Recording Date	Dec 4, 2019
Property Address	511 SANDERLING TRCE, WAVERLY, GA 31565-3064
Document Number	0020030310
Book / Page	002003 / 000310
Instrument Date	Nov 19, 2019
Instrument	7818
Transaction Type	Construction Loan
Record Updated	Feb 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CORAL CV BRUNSWICK GA 315238245, BRUNSWICK, GA 31523-8245

Mortgage

Document Number	20030310
Date	Dec 4, 2019
Book Page	002003/000310
Instrument	7818

Lender

Name	SOUTH COAST BK&TR
Type	Bank
Address	BRUNSWICK, GA 31521

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 3, 2020

Interest

Rate Type	Adjustable Rate

August 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CAMDEN GA
Recording Date	Aug 9, 2019
Property Address	511 SANDERLING TRCE, WAVERLY, GA 31565-3064
Document Number	0019840637
Book / Page	001984 / 000637
Instrument Date	Aug 2, 2019
Instrument	5077
Transaction Type	Construction Loan
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	SANDERLING TRL WAVERLY GA 31565, WAVERLY, GA 31565

Mortgage

Document Number	19840639
Date	Aug 9, 2019
Book Page	001984/000639
Instrument	5078

Lender

Name	SOUTH COAST BK&TR
Type	Bank
Address	BRUNSWICK, GA 31521

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 8, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 511 Sanderling Trce was $5,785 with a homeowner's exemption.

Source: Camden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Camden County
Unified School District	Camden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,785.00 Homeowner's exemption	$205,564 Land $17,600 Building $187,964	$513,910 Land $44,000 Building $469,910
2023		$205,211 Land $17,600 Building $187,611	$513,028 Land $44,000 Building $469,028
2022	$5,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Sanderling Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Sanderling Trce is high, ranking above 82% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 99.2% of Georgia
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sanderling Trce

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