286 Sanderling Trce, Waverly, GA 31565 Property Records

Camden County property record for 286 Sanderling Trce, Waverly, GA 31565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,322 sqft · built 2018
Lot Size	3.99 acres (173,804 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Oct 2017)
Tax Bill	$3,327 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Jan 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`097A000031A`

Property Details

APN / Parcel Number

Primary APN	`097A000031A`
Alternative APNs	`097A 031A` `26820`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,322 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Composition/Composite
Roof Type	Hip
Roof Material	Metal
Lot Area	173,804 sqft (3.99 acres)
Garage Area	2,322 sqft
Pool Area	450 sqft
Porch	Patio
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	26820
Street Address	286 SANDERLING TRCE
City	WAVERLY
State	GA
Zip	31565-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-P
Legal Description	H/L A31 BLK A RIVER PLACE PLANTATION PH 1
Legal Subdivision	RIVER PLACE PLANTATION
Legal Phase	1
Legal Block	A
Jurisdiction	CAMDEN GA
Township / Civil Division	WOODBINE
Census Block Group	3
Census Block	3012
Census Tract	10100

Owner

286 Sanderling Trce is owned and occupied by two individuals who bought it in October 2017.

Source: Camden County records, as of December 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	286 SANDERLING TRCE, WAVERLY, GA 31565-3116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2019	Quit Claim Deed, Transfer · Line of Credit PRIMESOUTH BK
Jan 16, 2018	Deed of Trust, Construction Loan · Line of Credit PRIMESOUTH BK
Oct 26, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2017 · Amount on File
Deed Sale	Oct 18, 2017 · Amount on File
Prior Sale	Jul 17, 2015 · Amount on File
Deed Document Number	20172402
Deed Book / Page	1887 / 459
Prior Transfer Date	Jun 27, 2012
Prior Transfer Doc	0016200287
Record Updated	Jun 8, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMDEN GA
Recording Date	Apr 23, 2019
Property Address	286 SANDERLING TRCE, WAVERLY, GA 31565-3116
Document Number	0019670327
Book / Page	001967 / 000327
Instrument Date	Apr 18, 2019
Instrument	2346
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 SANDERLING TRCE WAVERLY GA 315653116, WAVERLY, GA 31565-3116

Mortgage

Document Number	19670329
Date	Apr 23, 2019
Book Page	001967/000329
Instrument	2347

Lender

Name	PRIMESOUTH BK
Type	Bank
Address	101 HYDE PARK CMNS, BRUNSWICK, GA 31523-6600

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 22, 2029

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Recording Date	Jan 16, 2018
Property Address	286 SANDERLING TRCE, WAVERLY, GA 31565-3116
Document Number	0018990255
Book / Page	001899 / 000255
Instrument Date	Dec 20, 2017
Instrument	219
Transaction Type	Construction Loan
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	351 BUCK SWAMP RD BRUNSWICK GA 315237006, BRUNSWICK, GA 31523-7006

Mortgage

Document Number	18990255
Date	Jan 16, 2018
Book Page	001899/000255
Instrument	219

Lender

Name	PRIMESOUTH BK
Type	Bank
Address	101 HYDE PARK CMNS, BRUNSWICK, GA 31523-6600

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 15, 2019

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN GA
Recording Date	Oct 26, 2017
Property Address	286 SANDERLING TRCE, WAVERLY, GA 31565-3116
Document Number	0018870459
Book / Page	001887 / 000459
Instrument Date	Oct 19, 2017
Instrument	6827
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 286 Sanderling Trce was $3,327 with exemptions applied.

Source: Camden County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Camden County
Unified School District	Camden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,327.00 Homeowner's exemption Senior Citizen's exemption	$219,570 Land $22,500 Building $197,070	$548,924 Land $56,250 Building $492,674
2023		$213,878 Land $22,500 Building $191,378	$534,695 Land $56,250 Building $478,445
2022	$6,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Sanderling Trce in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Sanderling Trce is high, ranking above 79% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 99% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sanderling Trce

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