511 S Main St, Gerald, MO 63037 Property Records

Franklin County property record for 511 S Main St, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,652 sqft · built 1952
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$1,160 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-1-002-126.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-1-002-126.000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	511 S MAIN ST
City	GERALD
State	MO
Zip	63037-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:PT1&PT2 FITZGERALDS ADDN 1
Legal Range	4W
Legal Township	42N
Legal Section	11
Legal Subdivision	FITZGERALDS
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1050
Census Tract	800502

Owner

Source: Franklin County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	551 ANDREWS CORNER DR, GERALD, MO 63037-2950
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage CITIZENS BK
Jun 18, 2018	Grant Deed, Transfer CITIZENS BK
Dec 5, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2022
Deed Sale	Feb 11, 2022
Prior Sale	Jun 18, 2018 · Amount on Record
Deed Document Number	20222296
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	511 S MAIN ST, GERALD, MO 63037-2258
Document Number	0000010715
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S MAIN ST GERALD MO 630372258, GERALD, MO 63037-2258

Mortgage

Document Number	0000010715
Date	Jul 8, 2020
Instrument	10715

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2040

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 18, 2018
Property Address	511 S MAIN ST, GERALD, MO 63037-2258
Document Number	0000008332
Instrument Date	Jun 4, 2018
Instrument	8332
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 ANDREWS CORNER DR GERALD MO 630372950, GERALD, MO 63037-2950

Mortgage

Document Number	8333
Date	Jun 18, 2018
Instrument	8333

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 5, 2017
Property Address	511 S MAIN ST, GERALD, MO 63037-2258
Document Number	0000018342
Instrument Date	Nov 13, 2017
Instrument	18342
Transaction Type	Foreclosure
Record Updated	Dec 7, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,160.00 (+18.13%)	$18,052 (+6.41%)	$95,010 (+6.42%) Land $8,740 Building $86,270
2023	$982.00 (+1.34%)	$16,964	$89,280 Land $8,740 Building $80,540
2022	$969.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cable One Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Whittrio, Wisper ISP.

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