412 S Main St, Gerald, MO 63037 Property Records

Franklin County property record for 412 S Main St, Gerald, MO 63037

Property Summary

Property Type	Cemetery, Funeral Home, Mortuary
Details	7,372 sqft · built 1900
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on Record
Last Sale	$252,700 (Nov 2022)
Tax Bill	$693 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-1-001-114.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-1-001-114.000`

Interior

Units	12 Units
Stories	2 Stories
Building Area	7,372 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	30,492 sqft (0.7 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	412 S MAIN ST
City	GERALD
State	MO
Zip	63037-2152
Property Category	Commercial
Property Type	Commercial > Retail > Cemetery, Funeral Home, Mortuary
Legal Description	APARTMENT BUILDINGLOT:1,2,3,4 O T OF GERALD
Legal Range	4W
Legal Township	42N
Legal Section	11
Legal Subdivision	O T OF GERALD
Legal Lot Number	1-4
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1014
Census Tract	800502

Owner

Source: Franklin County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	311 CEDAR ST, ROSEBUD, MO 63091-1117
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Commercial Mortgage LEGENDS BANK
Nov 10, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Jul 15, 2013
Deed Document Number	202217171
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	412 S MAIN ST, GERALD, MO 63037-2152
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002603512
Date	Mar 20, 2026
Instrument	2603512

Lender

Name	LEGENDS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 13, 2027

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 10, 2022
Property Address	412 S MAIN ST, GERALD, MO 63037-2152
Document Number	0002217171
Map Reference	PB B PG 77
Instrument Date	Nov 9, 2022
Instrument	2217171
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3021 ROSEBUD RD, ROSEBUD, MO 63091-1403

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$693.00 (+3.28%)	$10,781 (-7%)	$56,740 (-7%) Land $16,320 Building $40,420
2023	$671.00 (+16.29%)	$11,592	$61,010 Land $16,320 Building $44,690
2022	$577.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: FireServe, Wisper ISP.

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