511 S 3rd St, Watseka, IL 60970 Property Records

Iroquois County property record for 511 S 3rd St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.254 acres (11,096 sqft)
Owner	Individual Name on Record
Tax Bill	$564 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`26 05 204 015`

Property Details

APN / Parcel Number

Primary APN	`26 05 204 015`

Exterior

Lot Area	11,096 sqft (0.254 acres)

Location & Zoning

Street Address	511 S 3RD ST
City	WATSEKA
State	IL
Zip	60970-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMBERLAINS ADD N2 S2 LT 1 BLK 3 CITY OF WATSEKA
Legal Subdivision	CHAMBERLAINS ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2003
Census Tract	950500

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 S 3RD ST, WATSEKA, IL 60970-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK OF KANKAKEE COUNTY
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF KANKAKEE COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	511 S 3RD ST, WATSEKA, IL 60970-1612
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S 3RD ST, WATSEKA, IL 60970-1612

Mortgage

Document Number	00022R4181
Date	Nov 28, 2022
Instrument	22R4181

Lender

Name	PEOPLES BANK OF KANKAKEE COUNTY
Type	Bank
Address	KANKAKEE, IL 60901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Nov 24, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	511 S 3RD ST, WATSEKA, IL 60970-1612
Transaction Type	Mortgage
Record Updated	Aug 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 17R1500
Date	May 17, 2017
Instrument	17R1500

Lender

Name	PEOPLES BANK OF KANKAKEE COUNTY
Type	Bank
Address	BOURBONNAIS, IL 60914

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$564.00 (-10.05%)	$23,690 (+24.55%) Land $10,970 Building $12,720	$71,070 (+24.55%) Land $32,910 Building $38,160
2022	$627.00 Homeowner's exemption Senior Citizen's exemption	$19,020 Land $8,810 Building $10,210	$57,060 Land $26,430 Building $30,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	98 (1994–2018)
Claims Outside the SFHA	3 of 98
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2008 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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