503 S 3rd St, Watseka, IL 60970 Property Records

Iroquois County property record for 503 S 3rd St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.149 acres (6,524 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Mar 2023)
Tax Bill	$3,508 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`26 05 204 013`

Property Details

APN / Parcel Number

Primary APN	`26 05 204 013`

Exterior

Lot Area	6,524 sqft (0.149 acres)

Location & Zoning

Street Address	503 S 3RD ST
City	WATSEKA
State	IL
Zip	60970-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMBERLAINS ADD N 59' E 110' N2
Legal Subdivision	CHAMBERLAINS ADD
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2003
Census Tract	950500

Owner

503 S 3rd St is owned and occupied by two individuals who bought it in March 2023.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	503 S 3RD ST, WATSEKA, IL 60970-1612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Warranty Deed, Transfer · USDA Mortgage HOMETOWN LENDERS INC
Aug 19, 2021	Warranty Deed, Transfer NOT AVAILABLE, ACT
Jun 2, 2021	Special Warranty Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Mar 18, 2020	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2023 · Amount on File
Deed Sale	Mar 16, 2023 · Amount on File
Prior Sale	Aug 19, 2021 · Amount on File
Deed Document Number	2023701
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Mar 16, 2023
Property Address	503 S 3RD ST, WATSEKA, IL 60970-1612
Document Number	00023R0701
Instrument Date	Nov 18, 2022
Instrument	23R0701
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	537 N 4TH ST, SHELDON, IL 60966-8122

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	503 S 3RD ST, WATSEKA, IL 60970-1612

Mortgage

Document Number	00023R0702
Date	Mar 16, 2023
Instrument	23R0702

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Aug 19, 2021
Property Address	503 S 3RD ST, WATSEKA, IL 60970-1612
Document Number	21R3285
Instrument Date	Jul 31, 2021
Instrument	21R3285
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount on Record
Tax	$48.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 N GOULD ST, 30, SHERIDAN, WY 82801-6317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 N 4TH ST, SHELDON, IL 60966-8122

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 2, 2021
Property Address	503 S 3RD ST, WATSEKA, IL 60970-1612
Document Number	21R2185
Instrument Date	May 13, 2021
Instrument	21R2185
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Tax	$33.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20810 EL DORADO ST, LAGO VISTA, TX 78645-5838

March 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	IROQUOIS IL
Recording Date	Mar 18, 2020
Property Address	503 S 3RD ST, WATSEKA, IL 60970-1612
Document Number	20R0781
Instrument Date	Feb 17, 2020
Instrument	20R0781
Transaction Type	Foreclosure
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Tax Assessment & Valuation

The 2025 property tax bill for 503 S 3rd St was $3,508.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,508.00	$34,560 Land $9,280 Building $25,280	$103,680 Land $27,840 Building $75,840
2022	$2,925.00	$27,740 Land $7,440 Building $20,300	$83,220 Land $22,320 Building $60,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 S 3rd St in Zone X, an area of moderate flood risk, though there have been 98 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	98 (1994–2018)
Claims Outside the SFHA	3 of 98
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2008 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 503 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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