511 Ruff Rd, Rockmart, GA 30153 Property Records

Polk County property record for 511 Ruff Rd, Rockmart, GA 30153

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$201,875 (Sep 2020)
Tax Bill	$2,160 (2025)
Deeds & Mortgages	Sep 2020 Transfer Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`057-118R`

Property Details

APN / Parcel Number

Primary APN	`057-118R`
Alternative APN	`18092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Heated Area
1st Floor Area	1,372 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modular
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	399 sqft
Porch	Slab
Patio Area	150 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18092
Street Address	511 RUFF RD
City	ROCKMART
State	GA
Zip	30153-4805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 334
Legal Subdivision	LAKEVIEW AREA
Jurisdiction	POLK GA
Township / Civil Division	ROCKMART
Census Block Group	1
Census Block	1050
Census Tract	10700

Owner

Source: Polk County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 RUFF RD, ROCKMART, GA 30153-4805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 11, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage HOMESTAR FIN'L
Aug 4, 2020	Deed of Trust, Construction Loan · Line of Credit PAM STURKIE
Feb 19, 2020	Grant Deed, Transfer ATTORNEY ONLY
Aug 15, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Feb 13, 2020 · Amount on Record
Deed Document Number	20201604
Deed Book / Page	1763 / 46
Prior Transfer Date	Mar 18, 1997
Prior Transfer Doc	0555000188
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK GA
Recording Date	Sep 24, 2020
Property Address	511 RUFF RD, ROCKMART, GA 30153-4805
Document Number	0017640066
Book / Page	001764 / 000066
Instrument Date	Sep 24, 2020
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	511 RUFF RD ROCKMART GA 30153, ROCKMART, GA 30153

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK GA
Recording Date	Sep 11, 2020
Property Address	511 RUFF RD, ROCKMART, GA 30153-4805
Document Number	0017630046
Book / Page	001763 / 000046
Instrument Date	Sep 9, 2020
Instrument	3554
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	RUFF RD ROCKMART GA 30153, ROCKMART, GA 30153

Mortgage

Document Number	17630047
Date	Sep 11, 2020
Book Page	001763/000047
Instrument	3555

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	POLK GA
Recording Date	Aug 4, 2020
Property Address	511 RUFF RD, ROCKMART, GA 30153-4805
Document Number	0017590803
Book / Page	001759 / 000803
Instrument Date	Jul 31, 2020
Instrument	3082
Transaction Type	Construction Loan
Record Updated	Sep 9, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	463 HANDY RD HIRAM GA 301411943, HIRAM, GA 30141-1943

Mortgage

Document Number	17590803
Date	Aug 4, 2020
Book Page	001759/000803
Instrument	3082

Lender

Name	PAM STURKIE
Address	82 CLARICE RD, DOUGLASVILLE, GA 30134-4810

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 3, 2021

Interest

Rate Type	Adjustable Rate

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK GA
Recording Date	Feb 19, 2020
Property Address	511 RUFF RD, ROCKMART, GA 30153-4805
Document Number	0017450181
Book / Page	001745 / 000181
Instrument Date	Feb 13, 2020
Instrument	720
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	RUFF RD ROCKMART GA 30153, ROCKMART, GA 30153

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK GA
Recording Date	Aug 15, 2017
Property Address	511 RUFF RD, ROCKMART, GA 30153-4805
Document Number	0016350484
Book / Page	001635 / 000484
Instrument Date	Aug 11, 2017
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$8.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Polk County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,160.00 (+127.85%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$132,934 (+84.68%) Land $8,100 Building $124,834	$332,334 (+84.68%) Land $20,250 Building $312,084
2023	$948.00 (-34.76%) Homeowner's exemption	$71,982 (+19.07%) Land $6,075 Building $65,907	$179,956 (+19.07%) Land $15,188 Building $164,768
2022	$1,453.00 Homeowner's exemption	$60,453 Land $4,050 Building $56,403	$151,133 Land $10,125 Building $141,008

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2003–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 90% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: HCI.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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