Polk County property record for 486 Ruff Rd, Rockmart, GA 30153
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,701 sqft · built 2002 |
| Lot Size | 3.99 acres (173,804 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $288,500 (Jul 2016) |
| Tax Bill | $4,408 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-118P |
| Primary APN | 057-118P |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,701 sqft Heated Area |
| 1st Floor Area | 2,014 sqft |
| 2nd Floor Area | 276 sqft |
| Basement Area | 1,923 sqft |
| Finished Basement | 1,411 sqft |
| Unfinished Basement | 512 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 173,804 sqft (3.99 acres) |
| Terrain | High |
| Garage Type | Mixed |
| Garage Area | 1,484 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 528 sqft |
| Deck Area | 128 sqft |
| Patio Area | 404 sqft |
| Storage Building | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18112 |
|---|---|
| Street Address | 486 RUFF RD |
| City | ROCKMART |
| State | GA |
| Zip | 30153-4845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LLS 334 335 |
| Legal Subdivision | LAKEVIEW AREA |
| Legal Block | 118P |
| Jurisdiction | POLK GA |
| Township / Civil Division | ROCKMART |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10700 |
Source: Polk County records, as of February 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 486 RUFF RD, ROCKMART, GA 30153-4845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2016 · Amount on Record |
| Deed Sale | Jul 27, 2016 · Amount on Record |
| Prior Sale | Jun 8, 2007 · Amount on Record |
| Deed Document Number | 0000159269 |
| Deed Book / Page | 1592 / 69 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK GA |
| Property Address | 486 RUFF RD, ROCKMART, GA 30153-4845 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 486 RUFF RD, ROCKMART, GA 30153-4845 |
| Document Number | 0018210000000237 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 0000001821/0000000237 |
| Instrument | 001070 |
| Name | CAKE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
Source: Polk County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,408.00 (+27.84%) Homeowner's exemption | $235,853 (+60.12%) Land $18,469 Building $217,384 | $589,632 (+60.12%) Land $46,173 Building $543,459 |
| 2023 | $3,448.00 (+9.6%) Homeowner's exemption | $147,300 (+12.54%) Land $13,852 Building $133,448 | $368,250 (+12.54%) Land $34,630 Building $333,620 |
| 2022 | $3,146.00 Homeowner's exemption | $130,886 Land $9,234 Building $121,652 | $327,216 Land $23,086 Building $304,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2003–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 90% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: HCI.
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures