511 Rocky Mountain Dr, Troy, MO 63379 Property Records

Lincoln County property record for 511 Rocky Mountain Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,828 sqft · built 2020
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$361,700 (Nov 2020)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-10-02-000-000-001.017`

Property Details

APN / Parcel Number

Primary APN	`19-10-02-000-000-001.017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
Basement Area	1,828 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,106 sqft (0.232 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	511 ROCKY MOUNTAIN DR
City	TROY
State	MO
Zip	63379-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 PARK HILLS PLAT 3
Legal Range	01W
Legal Township	48N
Legal Section	02
Legal Subdivision	PARK HILLS
Legal Lot Number	17
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	1
Census Block	1005
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 ROCKY MOUNTAIN DR, TROY, MO 63379-2621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Deed Document Number	202013621
Deed Book / Page	2455 / 539
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 21, 2022
Property Address	511 ROCKY MOUNTAIN DR, TROY, MO 63379-2621
Document Number	002486/613
Book / Page	2486 / 613
Map Reference	MB 14 PG 329
Instrument Date	Dec 20, 2022
Instrument	2022012400
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 ROCKY MOUNTAIN DR, TROY, MO 63379-2621

Mortgage

Document Number	2022012401
Date	Dec 21, 2022
Instrument	2022012401

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 19, 2020
Property Address	511 ROCKY MOUNTAIN DR, TROY, MO 63379-2621
Document Number	2455/539
Book / Page	2455 / 539
Map Reference	MB 14 PG 329
Instrument Date	Nov 13, 2020
Instrument	2020013621
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2200 BARRETT STATION RD, 2200, BALLWIN, MO 63021-5893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 ROCKY MOUNTAIN DR, TROY, MO 63379-2621

Mortgage

Document Number	2020013622
Date	Nov 19, 2020
Instrument	2020013622

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,894 (-) Land $4,492 Building $40,402
2025	$2,684.00 (+2.76%)	$44,894 (+9.34%) Land $4,492 Building $40,402	$236,280 (+9.34%) Land $23,640 Building $212,640
2023	$2,612.00 (+5.96%)	$41,059 Land $3,802 Building $37,257	$216,100 Land $20,010 Building $196,090
2022	$2,465.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: T-Mobile.

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