451 Rocky Mountain Dr, Troy, MO 63379 Property Records

Lincoln County property record for 451 Rocky Mountain Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 2021
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$249,800 (Apr 2021)
Tax Bill	$2,132 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-10-02-000-000-001.162`

Property Details

APN / Parcel Number

Primary APN	`19-10-02-000-000-001.162`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
Basement Area	1,348 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	451 ROCKY MOUNTAIN DR
City	TROY
State	MO
Zip	63379-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 162 PARK HILLS PLAT 3
Legal Range	01W
Legal Township	48N
Legal Section	02
Legal Subdivision	PARK HILLS
Legal Lot Number	162
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	1
Census Block	1005
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	451 ROCKY MOUNTAIN DR, TROY, MO 63379-2619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 28, 2021	Special Warranty Deed, Transfer · FHA Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Deed Document Number	20215835
Deed Book / Page	2463 / 324
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	451 ROCKY MOUNTAIN DR, TROY, MO 63379-2619
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 ROCKY MOUNTAIN DR, TROY, MO 63379-2619

Mortgage

Document Number	002474/788
Date	Jan 13, 2022
Book Page	2474/788
Instrument	2022000504

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 28, 2021
Property Address	451 ROCKY MOUNTAIN DR, TROY, MO 63379-2619
Document Number	2463/324
Book / Page	2463 / 324
Map Reference	MB 14 PG 329
Instrument Date	Apr 22, 2021
Instrument	2021005835
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2200 BARRETT STATION RD, 2200, BALLWIN, MO 63021-5893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 ROCKY MOUNTAIN DR, TROY, MO 63379-2619

Mortgage

Document Number	2021005836
Date	Apr 28, 2021
Instrument	2021005836

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,936 (-) Land $4,653 Building $29,283
2025	$2,132.00 (+7.51%)	$33,936 (+8.86%) Land $4,653 Building $29,283	$178,610 (+8.86%) Land $24,490 Building $154,120
2023	$1,983.00 (+5.76%)	$31,175 Land $3,806 Building $27,370	$164,080 Land $20,030 Building $144,050
2022	$1,875.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Systec Wireless Communications, Wisper ISP.

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