511 River Bluff, Hoschton, GA 30548 Property Records

Jackson County property record for 511 River Bluff, Hoschton, GA 30548

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,238 sqft · built 1999
Lot Size	2.17 acres (94,525 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Mar 2016)
Tax Bill	$6,029 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111 108`

Property Details

APN / Parcel Number

Primary APN	`111 108`
Alternative APN	`11456`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,238 sqft Heated Area
1st Floor Area	2,112 sqft
Basement Area	1,293 sqft
Finished Basement	1,293 sqft
Unfinished Basement	1,469 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	94,525 sqft (2.17 acres)
Garage Type	Attached
Garage Area	598 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Patio
Porch Area	1,106 sqft
Deck Area	24 sqft
Canopy	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11456
Street Address	511 RIVER BLF
City	HOSCHTON
State	GA
Zip	30548-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 66 RIVER PLANTATIONS S/D
Legal Subdivision	RIVER PLANTATION
Legal Lot Number	66
Jurisdiction	JACKSON GA
Township / Civil Division	WEST JACKSON
Census Block Group	1
Census Block	1043
Census Tract	10104

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 RIVER BLF, HOSCHTON, GA 30548-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit DELTA COMMUNITY CREDIT UNION
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2016 · Amount on Record
Deed Sale	Mar 28, 2016 · Amount on Record
Prior Sale	Dec 16, 1998 · Amount on Record
Deed Document Number	2016805
Deed Book / Page	73A / 666
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	511 RIVER BLF, HOSCHTON, GA 30548-1209
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 RIVER BLF, HOSCHTON, GA 30548-1209

Mortgage

Document Number	00109B0000000550
Date	Dec 4, 2023
Book Page	000000109B/0000000550

Lender

Name	DELTA COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	511 RIVER BLF, HOSCHTON, GA 30548-1209
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 RIVER BLF, HOSCHTON, GA 30548-1209

Mortgage

Document Number	00098X0000000334
Date	Oct 19, 2021
Book Page	000000098X/0000000334

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	511 RIVER BLF, HOSCHTON, GA 30548-1209
Document Number	00090F0319
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 RIVER BLF HOSCHTON GA 305481209, HOSCHTON, GA 30548-1209

Mortgage

Document Number	00090F0319
Date	Jul 1, 2020
Book Page	00090F/000319

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,080 (-) Land $23,280 Building $229,800	$632,700 (-) Land $58,200 Building $574,500
2025	$6,029.00 (-1.12%) Homeowner's exemption	$253,080 (-) Land $23,280 Building $229,800	$632,700 (-) Land $58,200 Building $574,500
2024	$6,097.00 (+16.94%) Homeowner's exemption	$253,080 (+11.59%) Land $23,280 Building $229,800	$632,700 (+11.59%) Land $58,200 Building $574,500
2023	$5,214.00 (+0.4%) Homeowner's exemption	$226,800 (+20.13%) Land $23,280 Building $203,520	$567,000 (+20.13%) Land $58,200 Building $508,800
2022	$5,193.00 Homeowner's exemption	$188,800 Land $23,280 Building $165,520	$472,000 Land $58,200 Building $413,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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