481 River Bluff, Hoschton, GA 30548 Property Records

Jackson County property record for 481 River Bluff, Hoschton, GA 30548

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,758 sqft · built 2000
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,000 (Apr 2014)
Tax Bill	$4,893 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111 107`

Property Details

APN / Parcel Number

Primary APN	`111 107`
Alternative APN	`11458`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,758 sqft Heated Area
Basement Area	1,452 sqft
Unfinished Basement	1,452 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	644 sqft

Exterior Amenities

Pool Area	49 sqft
Porch	Slab
Porch Area	707 sqft
Deck Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11458
Street Address	481 RIVER BLF
City	HOSCHTON
State	GA
Zip	30548-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 67 RIVER PLANTATIONS S/D
Legal Subdivision	RIVER PLANTATION
Legal Lot Number	67
Jurisdiction	JACKSON GA
Township / Civil Division	WEST JACKSON
Census Block Group	1
Census Block	1043
Census Tract	10104

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	481 RIVER BLF, HOSCHTON, GA 30548-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Apr 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2014 · Amount on Record
Deed Sale	Apr 15, 2014 · Amount on Record
Prior Sale	Sep 3, 2013 · Amount on Record
Deed Document Number	2014930
Deed Book / Page	68F / 773
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	481 RIVER BLF, HOSCHTON, GA 30548-1220
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00075Z0397
Date	Feb 3, 2017
Book Page	75Z/397

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	481 RIVER BLF, HOSCHTON, GA 30548-1220
Document Number	00076X0246
Book / Page	00076X / 000246
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 RIVER BLF HOSCHTON GA 305481220, HOSCHTON, GA 30548-1220

Mortgage

Document Number	00076X0246
Date	May 9, 2017
Book Page	00076X/000246

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 8, 2042

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,720 (-) Land $23,280 Building $182,440	$514,300 (-) Land $58,200 Building $456,100
2025	$4,893.00 (-1.11%) Homeowner's exemption	$205,720 (-) Land $23,280 Building $182,440	$514,300 (-) Land $58,200 Building $456,100
2024	$4,948.00 (+22.69%) Homeowner's exemption	$205,720 (+14.63%) Land $23,280 Building $182,440	$514,300 (+14.63%) Land $58,200 Building $456,100
2023	$4,033.00 (+0.72%) Homeowner's exemption	$179,472 (+22.93%) Land $23,280 Building $156,192	$448,680 (+22.93%) Land $58,200 Building $390,480
2022	$4,004.00 Homeowner's exemption	$145,992 Land $23,280 Building $122,712	$364,980 Land $58,200 Building $306,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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