Lucas County property record for 511 Phillips Ave, Toledo, OH 43612
| Property Type | Commercial Office |
|---|---|
| Details | 6,432 sqft · built 1966 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Company Name on File |
| Last Sale | $325,000 (Jul 2021) |
| Tax Bill | $10,212 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-09924 |
| Primary APN | 12-09924 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,432 sqft Gross Area |
| 1st Floor Area | 6,432 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 35,719 sqft (0.82 acres) |
| View / Lot | Secondary |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 511 PHILLIPS AVE |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43612-1328 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | 10-IG |
| Legal Description | PHILLIPS FARM LOT 7-8 PT 40 FT SLY CEN PHILLIPS AVE...SELY 1 |
| Legal Subdivision | PHILLIPS FARM |
| Legal Tract | 4 |
| Legal Lot Number | 7-8 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 400 |
511 Phillips Ave, a commercial property, is owned by a company that bought it in July 2021.
Source: Lucas County records, as of September 3, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 511 PHILLIPS AVE, TOLEDO, OH 43612-1328 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| Jul 12, 2021 | Limited Warranty Deed, Transfer · Commercial Mortgage LIVE OAK BANKING COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2021 · Amount on File |
| Deed Sale | Jul 12, 2021 · Amount on File |
| Prior Sale | Dec 4, 2015 · Amount on File |
| Deed Document Number | 202135422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Aug 19, 2026 |
| Property Address | 511 PHILLIPS AVE, TOLEDO, OH 43612-1328 |
| Document Number | 0000032421 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202632421 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 310 RAVENNA ST, HUDSON, OH 44236-3448 |
| Document Number | 0000032421, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 202632421 |
| Name | CIVISTA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jul 12, 2021 |
| Property Address | 511 PHILLIPS AVE, TOLEDO, OH 43612-1328 |
| Document Number | 0000035422 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 202107120035422 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 PHILLIPS AVENUE, CYNTHIANA, IN 47612 |
| Document Number | 0000035423 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 202107120035423 |
| Name | LIVE OAK BANKING COMPANY |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Jul 6, 2033 |
Source: Lucas County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,605 (-) Land $17,115 Building $105,490 | $350,300 (-) Land $48,900 Building $301,400 | |
| 2024 | $10,212.00 (-3.03%) | $122,605 (+13.51%) Land $17,115 Building $105,490 | $350,300 Land $48,900 Building $301,400 |
| 2023 | $10,531.00 (+0.83%) | $108,010 (-) Land $15,155 Building $92,855 | |
| 2022 | $10,444.00 Homeowner's exemption | $108,010 Land $15,155 Building $92,855 | |
| 2021 | $308,600 Land $43,300 Building $265,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 511 Phillips Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 511 Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
May also be available: Amplex Wireless, Spectrum, Verizon.
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