Hardin County property record for 511 Pearman Ave, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,161 sqft · built 1975 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,999 (Jan 2023) |
| Tax Bill | $1,881 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-10-03-026 |
| Primary APN | 161-10-03-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 13,983 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Porch | Porch |
| Porch Area | 40 sqft |
| Heating Fuel | Electric |
|---|
| Street Address | 511 PEARMAN AVE |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-1832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEARMAN MNR LT 067 #3 |
| Legal Subdivision | PEARMAN MNR |
| Legal Lot Number | 67 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 700 |
511 Pearman Ave is owned and occupied by an individual who bought it in January 2023.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 511 PEARMAN AVE, RADCLIFF, KY 40160-1832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed, Transfer · Conventional Mortgage ABOUND FCU |
| Jan 3, 2023 | Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2023 · Amount on File |
| Deed Sale | Jan 3, 2023 · Amount on File |
| Deed Document Number | 0001546266 |
| Deed Book / Page | 1546 / 266 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 2, 2026 |
| Property Address | 511 PEARMAN AVE, RADCLIFF, KY 40160-1832 |
| Document Number | 001597/809 |
| Book / Page | 1597 / 809 |
| Map Reference | CAB 1 SH 185-A&185-B |
| Instrument Date | Feb 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 849 HILLCREST DR, RADCLIFF, KY 40160-2975 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 511 PEARMAN AVE, RADCLIFF, KY 40160-1832 |
| Document Number | 0002603548 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2603/548 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jan 3, 2023 |
| Property Address | 511 PEARMAN AVE, RADCLIFF, KY 40160-1832 |
| Document Number | 001546/266 |
| Book / Page | 1546 / 266 |
| Map Reference | CAB 1 SH 185-A&185-B |
| Instrument Date | Dec 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2346 MOUNT TABOR RD, BUFFALO, KY 42716-8410 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 511 PEARMAN AVE, RADCLIFF, KY 40160-1832 |
| Document Number | 0002467915 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 2467/915 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Number | 002467/931 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 2467/931 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2033 |
The 2025 property tax bill for 511 Pearman Ave was $1,881.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,881.00 | $200,000 Land $18,000 Building $182,000 | $200,000 Land $18,000 Building $182,000 |
| 2023 | $200,000 (+124.22%) Land $15,200 Building $184,800 | $200,000 (+124.22%) Land $15,200 Building $184,800 | |
| 2022 | $128.00 (-85.37%) | $89,200 Land $15,200 Building $74,000 | $89,200 Land $15,200 Building $74,000 |
| 2021 | $875.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 511 Pearman Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2000–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2009 · Severe Winter Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 Pearman Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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