Hardin County property record for 486 Pearman Ave, Radcliff, KY 40160 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,161 sqft · built 1975 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (Jul 2022) |
| Tax Bill | $2,045 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-30-01-035 |
| Primary APN | 161-30-01-035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Pool Area | 416 sqft |
| Patio Area | 480 sqft |
| Heating System | Central |
|---|
| Street Address | 486 PEARMAN AVE |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-1878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEARMAN MNR LT 035 #3 |
| Legal Subdivision | PEARMAN MNR |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 700 |
Source: Hardin County records · APN 161-30-01-035
Assessment roll updated January 20, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 486 PEARMAN AVE, RADCLIFF, KY 40160-1878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Feb 07, 2007 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB |
| Jul 20, 2022 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on Record |
| Deed Sale | Jul 20, 2022 · Amount on Record |
| Prior Sale | Jan 19, 2021 · Amount on Record |
| Deed Book / Page | 1538 / 281 |
| Prior Transfer Date | Aug 29, 2005 |
| Prior Transfer Doc | 1164/032 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 486 PEARMAN AVE, RADCLIFF, KY 40160-1878 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 486 PEARMAN AVE, RADCLIFF, KY 40160-1878 |
| Document Number | 002357/431 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 2357/431 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 486 PEARMAN AVE, RADCLIFF, KY 40160-1878 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 002357/417 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 2357/417 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 486 PEARMAN AVE, RADCLIFF, KY 40160-1878 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001673/449 |
|---|---|
| Date | Feb 07, 2007 |
| Book Page | 1673/449 |
| Name | FIRST FSB |
|---|---|
| Type | Bank |
| Address | ELIZABETHTOWN, KY 42702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 28, 2017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jul 20, 2022 |
| Property Address | 486 PEARMAN AVE, RADCLIFF, KY 40160-1878 |
| Document Number | 001538/281 |
| Book / Page | 1538 / 281 |
| Map Reference | MB 6 PG 25&26 |
| Instrument Date | Jul 08, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | METRO TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 486 PEARMAN AVE, RADCLIFF, KY 40160-1878 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 486 PEARMAN AVE, RADCLIFF, KY 40160-1878 |
| Document Number | 0024491081 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2449/1081 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,045.00 (+97.78%) | $218,000 (-) Land $20,000 Building $198,000 | $218,000 (-) Land $20,000 Building $198,000 |
| 2023 | $218,000 (+40.65%) Land $16,100 Building $201,900 | $218,000 (+40.65%) Land $16,100 Building $201,900 | |
| 2022 | $155,000 Land $16,100 Building $138,900 | $155,000 Land $16,100 Building $138,900 | |
| 2021 | $1,034.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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