511 Ocean Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 511 Ocean Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	9 bd · 2.5 ba · 5,439 sqft · built 2015
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,128,000 (Aug 2015)
Tax Bill	$35,326 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`47-00032-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`47-00032-0000-00005`
Alternative APN	`470003200005`

Interior

Bedrooms	9 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,439 sqft Living Area
1st Floor Area	2,167 sqft
Upper Floors Area	2,083 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	545 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Deck Area	350 sqft
Patio Area	1,042 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	511 OCEAN AVE
City	SPRING LAKE
State	NJ
Zip	07762-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	MONMOUTH SHIRE
Legal Block	32
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3028
Census Tract	809100

Owner

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	63 MAPLE AVE, MORRISTOWN, NJ 07960-5219
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2015 · Amount on Record
Deed Sale	Aug 10, 2015 · Amount on Record
Prior Sale	Jan 26, 2015 · Amount on Record
Deed Document Number	201573279
Deed Book / Page	9126 / 2491
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	511 OCEAN AVE, SPRING LAKE, NJ 07762-1136
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094986618
Date	Apr 7, 2021
Book Page	9498/6618
Instrument	2021055458

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	HOUSTON, TX 77046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,011,100 (+3.64%) Land $5,216,000 Building $2,795,100	$8,011,100 (+3.64%) Land $5,216,000 Building $2,795,100
2025	$35,326.00 (+0.49%)	$7,730,000 (+10.38%) Land $4,966,000 Building $2,764,000	$7,730,000 (+10.38%) Land $4,966,000 Building $2,764,000
2024	$35,154.00 (+3.51%)
2023		$7,003,200 Land $4,489,800 Building $2,513,400	$7,003,200 Land $4,489,800 Building $2,513,400
2022	$33,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	421 units insured incl. 194 condo units
Nearby Flood Claims	440 (1979–2025)
Claims Outside the SFHA	142 of 440
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 153 claims Hurricane Irene, Aug 2011 · 103 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20