Monmouth County and Spring Lake Borough property record for 503 Ocean Ave, Spring Lake, NJ 07762 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1981 |
| Square Footage | 4,492 sqft Living Area |
| Lot Size | 12,001 sqft (0.276 acres) |
| Garage | 528 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $26,888.00 (2025) |
| Primary APN | 47-00032-0000-00007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 4,492 sqft Living Area |
| 1st Floor | 1,816 sqft 1st Floor |
| Upper Floors | 2,264 sqft Upper Floors |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Shingle Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 12,001 sqft (0.276 acres) |
| Depth X Width | 150 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Deck Area | 342 sqft Deck |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 503 OCEAN AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1136 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MONMOUTH SHIRE |
| Legal Block | 32 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Minor Civil Division | SPRING LAKE |
| Census Blockgroup | 3 |
| Census Block | 3028 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records · APN 47-00032-0000-00007
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 OCEAN AVE, SPRING LAKE, NJ 07762-1136 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDHILL FINANCIAL CORP |
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDHILL FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 503 OCEAN AVE, SPRING LAKE, NJ 07762-1136 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 503 OCEAN AVE, SPRING LAKE, NJ 07762-1136 |
| Document Number | 0096454794 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 9645/4794 |
| Instrument | 2023034898 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 503 OCEAN AVE, SPRING LAKE, NJ 07762-1136 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0095336265 |
|---|---|
| Date | Aug 06, 2021 |
| Book Page | 9533/6265 |
| Instrument | 2021120048 |
| Name | GUARDHILL FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 503 OCEAN AVE, SPRING LAKE, NJ 07762-1136 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0095313059 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 9531/3059 |
| Instrument | 2021115573 |
| Name | GUARDHILL FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
Source: Monmouth County and Spring Lake Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,173,500 (+4.93%) Land $5,216,000 Building $957,500 | $6,173,500 (+4.93%) Land $5,216,000 Building $957,500 | |
| 2025 | $26,888.00 (+0.53%) | $5,883,600 (+10.52%) Land $4,966,000 Building $917,600 | $5,883,600 (+10.52%) Land $4,966,000 Building $917,600 |
| 2024 | $26,747.00 (+4.5%) | ||
| 2023 | $5,323,700 Land $4,489,800 Building $833,900 | $5,323,700 Land $4,489,800 Building $833,900 | |
| 2022 | $25,596.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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