511 Oak Ridge Ct E, Daphne, AL 36526 Property Records

Baldwin County property record for 511 Oak Ridge Ct E, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,685 sqft · built 1995
Lot Size	0.519 acres (22,639 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jan 2022)
Tax Bill	$2,399 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-04-41-0-004-002.029`

Property Details

APN / Parcel Number

Primary APN	`43-04-41-0-004-002.029`
Alternative APNs	`513400` `263732` `73709`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,685 sqft Heated Area
1st Floor Area	2,685 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,639 sqft (0.519 acres)
Lot Dimensions	226 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	513400
Street Address	511 OAK RIDGE CT E
City	DAPHNE
State	AL
Zip	36526-4524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100' X 226.39' IRR LOT 14 BLK 1 OAK RIDGE SUB GR SEC 41-T5S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	OAK RIDGE-DAPHNE
Legal Block	1
Legal Lot Number	14
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2035
Census Tract	10800

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 OAK RIDGE CT E, DAPHNE, AL 36526-4524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 10, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Dec 15, 2008
Deed Document Number	20221969739
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	511 OAK RIDGE CT E, DAPHNE, AL 36526-4524
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 OAK RIDGE CT E, DAPHNE, AL 36526-4524

Mortgage

Document Number	0002085541
Date	Sep 12, 2023
Instrument	2085541

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 10, 2022
Property Address	511 OAK RIDGE CT E, DAPHNE, AL 36526-4524
Document Number	0001969739
Map Reference	MB 10 PG 94
Instrument Date	Jan 6, 2022
Instrument	1969739
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5834 VALLEY DR, CLARKSTON, MI 48348-3062

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	511 OAK RIDGE CT E, DAPHNE, AL 36526-4524
Investor	Possibly a Property Investor

Mortgage

Document Number	0001969740
Date	Jan 10, 2022
Instrument	1969740

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,399.00 (+7.1%) Homeowner's exemption
2025	$2,240.00 (+22%)	$49,680 (+21.47%) Land $18,620 Building $31,060	$496,700 (+21.47%) Land $186,200 Building $310,500
2023	$1,836.00 (-40.43%)	$40,900 (-42.94%)	$408,900 (+14.09%) Land $117,600 Building $291,300
2022	$3,082.00 (+19.6%)	$71,680	$358,400 Land $120,800 Building $237,600
2021	$2,577.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	84 (1979–2024)
Claims Outside the SFHA	25 of 84
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 32 claims Hurricane Ivan, Sep 2004 · 8 claims Hurricane Georges, Sep 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: C Spire Wireless, T-Mobile.

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