507 Oak Ridge Ct E, Daphne, AL 36526 Property Records

Baldwin County property record for 507 Oak Ridge Ct E, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,023 sqft · built 1990
Lot Size	0.777 acres (33,885 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2015)
Tax Bill	$3,629 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-04-41-0-004-002.027`

Property Details

APN / Parcel Number

Primary APN	`43-04-41-0-004-002.027`
Alternative APNs	`312547` `57980`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,023 sqft Heated Area
1st Floor Area	2,832 sqft
Upper Floors Area	1,191 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	33,885 sqft (0.777 acres)
Lot Dimensions	225 ft deep x 150 ft wide

Exterior Amenities

Pool Area	576 sqft
Shed	1 Shed
Shed Area	126 sqft
Utility Building	86 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	312547
Street Address	507 OAK RIDGE CT E
City	DAPHNE
State	AL
Zip	36526-4524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	150' X 225.9' IRR LOT 12 BLK 1 OAK RIDGE SUB PB10 PG94 IN CITY OF DAPHNE GR SEC 41-T5S-R2E (WD-SURVIVORSHIP)
Legal Subdivision	OAK RIDGE-DAPHNE
Legal Block	1
Legal Lot Number	12
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2035
Census Tract	10800

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	507 OAK RIDGE CT E, DAPHNE, AL 36526-4524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · VA Mortgage SAXTON MORTGAGE
Oct 10, 2025	Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LENDING INC
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Aug 14, 2019	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2015 · Amount on Record
Deed Sale	Jun 18, 2015 · Amount on Record
Prior Sale	Apr 14, 2014 · Amount on Record
Deed Document Number	20151519293
Prior Transfer Date	Feb 25, 2014
Prior Transfer Doc	0001451416
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	Sep 11, 2026
Property Address	507 OAK RIDGE CT E, DAPHNE, AL 36526-4524
Document Number	0002277358
Instrument Date	Aug 31, 2026
Instrument	20262277358
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 OAK RIDGE CT E, DAPHNE, AL 36526-4524

Mortgage

Document Number	0002277358,
Date	Sep 11, 2026
Instrument	20262277358

Lender

Name	SAXTON MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	507 OAK RIDGE CT E, DAPHNE, AL 36526-4524
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 OAK RIDGE CT E, DAPHNE, AL 36526-4524

Mortgage

Document Number	0002215497
Date	Oct 10, 2025
Instrument	2215497

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	507 OAK RIDGE CT E, DAPHNE, AL 36526-4524
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001903915
Date	Apr 7, 2021
Instrument	1903915

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	507 OAK RIDGE CT E, DAPHNE, AL 36526-4524
Document Number	0001781923
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	507 OAK RIDGE CT E DAPHNE AL 365264524, DAPHNE, AL 36526-4524

Mortgage

Document Number	0001781923
Date	Sep 4, 2019
Instrument	1781923

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,629.00 (+7.05%) Homeowner's exemption Senior Citizen's exemption
2025	$3,390.00 (+16.02%)	$86,320 (+15.93%) Land $21,160 Building $65,160	$863,000 (+15.95%) Land $211,600 Building $651,400
2023	$2,922.00 (+26.71%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$74,460 (+16.85%)	$744,300 (+16.83%) Land $133,700 Building $610,600
2022	$2,306.00 (+19.67%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$63,720	$637,100 Land $136,900 Building $500,200
2021	$1,927.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	84 (1979–2024)
Claims Outside the SFHA	25 of 84
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 32 claims Hurricane Ivan, Sep 2004 · 8 claims Hurricane Georges, Sep 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: C Spire Wireless, T-Mobile.

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