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511 N Monroe St, Gardner, IL 60424 Property Records

Grundy County property record for 511 N Monroe St, Gardner, IL 60424

Property Summary

Property TypeSingle Family Home
Details1,056 sqft · built 1973
Lot Size0.56 acres (24,394 sqft)
Owner2 Company Names on Record
Tax Bill$4,386 (2025)
Deeds & MortgagesMar 2024 Sale
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-04-401-001

Property Details

APN / Parcel Number

Primary APN12-04-401-001

Interior

Building Area1,056 sqft Total Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area24,394 sqft (0.56 acres)

Location & Zoning

Street Address511 N MONROE ST
CityGARDNER
StateIL
Zip60424-7032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG TN GARDNER LTS 18 - 20 BLK 25 SEC 4-31-8
Legal Range08W
Legal Township31N
Legal Section04
Legal SubdivisionORIGINAL TOWN GARDNER
Legal Block25
Legal Lot Number18-20
JurisdictionGRUNDY IL
Township / Civil DivisionGARFIELD
Census Block Group3
Census Block3005
Census Tract900

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address511 N MONROE ST, GARDNER, IL 60424-7032
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2024Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
GRUNDY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 5, 2024
Transfer Doc0000624341
Record UpdatedSep 20, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionGRUNDY IL
Recording DateMar 8, 2024
Property Address511 N MONROE ST, GARDNER, IL 60424-7032
Document Number0000624341
Instrument DateMar 5, 2024
Instrument624341
Transaction TypeTransfer
Record UpdatedMar 21, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 N MONROE ST, GARDNER, IL 60424-7032

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Property Address511 N MONROE ST, GARDNER, IL 60424-7032
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000593122
DateJun 9, 2020
Instrument593122
Lender
NameGRUNDY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 1, 2030
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionGarfield Township
MunicipalityGardner Village
Elementary School DistrictGardner Community Consolidated School District 72C (KG - 08)
Secondary School DistrictGardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,386.00 (+52.61%)$53,515 (+30.32%) Land $20,319 Building $33,196$160,545 (+30.32%) Land $60,957 Building $99,588
2022$2,874.00 Homeowner's exemption$41,065 Land $15,592 Building $25,473$123,195 Land $46,776 Building $76,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER
serves 1,361 people · EPA ID IL0630400
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Kraus Electronic Systems
Cable		2,500 / 50

May also be available: Verizon, Watch TV.

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