508 N Monroe St, Gardner, IL 60424 Property Records

Grundy County property record for 508 N Monroe St, Gardner, IL 60424

Property Summary

Property Type	Single Family Home
Details	built 1890
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (May 2021)
Tax Bill	$1,607 (2022)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-04-402-011`

Property Details

APN / Parcel Number

Primary APN	`12-04-402-011`

Exterior

Year Built	Built 1890
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	508 N MONROE ST
City	GARDNER
State	IL
Zip	60424-7015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TN GARDNER LT 5 & N23' LT 6 BLK 5 SEC 4-31-8
Legal Range	08
Legal Township	31
Legal Section	04
Legal Subdivision	ORIGINAL TOWN GARDNER
Legal Block	5
Legal Lot Number	5-6 6
Jurisdiction	GRUNDY IL
Township / Civil Division	Chicago-Naperville-Evanston, IL
Census Block Group	3
Census Block	3000
Census Tract	900

Owner

Source: Grundy County records, as of August 14, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	508 N MONROE ST, GARDNER, IL 60424-7015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Deed Document Number	603433
Record Updated	Jun 7, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	May 17, 2021
Property Address	508 N MONROE ST, GARDNER, IL 60424-7015
Document Number	0000603433
Instrument Date	May 10, 2021
Instrument	603433
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 W NORTH ST, GARDNER, IL 60424-7038

Mortgage

Document Number	0000603434
Date	May 17, 2021
Instrument	603434

Lender

Name	COMPASS MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Garfield Township
Municipality	Gardner Village
Elementary School District	Gardner Community Consolidated School District 72C (KG - 08)
Secondary School District	Gardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,607.00	$19,611 Land $4,779 Building $14,832	$58,833 Land $14,337 Building $44,496

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER serves 1,361 people · EPA ID IL0630400
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable	2,500 / 50

May also be available: Verizon, Watch TV.

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