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511 Massachusetts Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 511 Massachusetts Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1970
Square Footage912 sqft Living Area
Lot Size7,492 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$259,000 (2022)
Tax Bill$3,055.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0014-0190
Alternative APNs
  • 263001000100140190
  • 76618

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area912 sqft Living Area
Gross Area1,278 sqft Gross Area
1st Floor912 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1970
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area7,492 sqft (0.172 acres)
Depth X Width150 ft x 50 ft Depth x Width
Garage TypeAttached Garage
Garage Area198 sqft Garage
Shed1 Shed
Shed Area48 sqft Shed
Porch Area168 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address511 MASSACHUSETTS AVE
CitySAINT CLOUD
StateFL
Zip34769-2825
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 33/34 BLK 14 LOTS 19 & 20 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block14
Legal Lot Number19
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1023
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0014-0190

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address511 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2825
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANCARE LLC
Apr 19, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jun 18, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 19, 2022 · Amount on Record
Deed SaleApr 19, 2022 · Amount on Record
Prior SaleJan 31, 2002 · Amount on Record
Deed Doc Number202260915
Deed Book / Page6196 / 297
Prior Transfer DateJun 07, 2019
Prior Transfer Doc0055422060
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address511 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2825
Transaction TypeMortgage
Record UpdatedMar 20, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2825

Mortgage

Document Number0065531830
DateFeb 22, 2024
Book Page6553/1830
Instrument2024023301
Lender
NameLOANCARE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23453
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term339 Months
DueMay 01, 2052

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 19, 2022
Property Address511 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2825
Document Number0061960297
Book / Page6196 / 297
Map ReferenceMB B PG 33&34
Instrument DateApr 18, 2022
Instrument2022060915
Transaction TypeTransfer
Record UpdatedMay 04, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,813.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2000 CYPRESS AVE, 2000, SAINT CLOUD, FL 34769-2222

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2825

Mortgage

Document Number0006196299
DateApr 19, 2022
Instrument6196/299
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 18, 2019
Property Address511 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2825
Document Number0055422060
Book / Page005542 / 002060
Instrument DateJun 07, 2019
Instrument78083
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2000 CYPRESS AVE ST CLOUD FL 347692222, ST CLOUD, FL 34769-2222

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,136.00 (+2.65%) Homeowner's exemption$218,100 (+13.42%) Land $46,800 Building $171,300$218,100 (+13.42%) Land $46,800 Building $171,300
2024$3,055.00 (-11.88%)
2023$3,467.00 (+49.25%)$192,300 (+19.07%) Land $42,500 Building $149,800$192,300 (+19.07%) Land $42,500 Building $149,800
2022$2,323.00$161,500 Land $35,100 Building $126,400$161,500 Land $35,100 Building $126,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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