Osceola County property record for 506 Massachusetts Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,080 sqft · built 1940 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Sep 2021) |
| Tax Bill | $3,155 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0015-0030 |
| Primary APN | 01-26-30-0001-0015-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,146 sqft |
| 1st Floor Area | 910 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Florida Room |
| Porch Area | 236 sqft |
| Utility Building | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 506 MASSACHUSETTS AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 33/34 BLK 15 LOTS 3 & 4 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 15 |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 43500 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 506 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Sep 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Jul 13, 2021 | Deed of Trust, Mortgage · Balloon Mortgage AXINTA LLC |
| Jan 5, 2021 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on Record |
| Deed Sale | Sep 23, 2021 · Amount on Record |
| Deed Document Number | 2021147905 |
| Deed Book / Page | 6050 / 612 |
| Prior Transfer Date | Jul 23, 2007 |
| Prior Transfer Doc | 0035301547 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 506 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2826 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 506 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2826 |
| Document Number | 0061611078 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 6161/1078 |
| Instrument | 2022033231 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 23, 2021 |
| Property Address | 506 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2826 |
| Document Number | 0060500612 |
| Book / Page | 6050 / 612 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021147905 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 441 FOUNTAINHEAD CIR UNIT 165, 441, KISSIMMEE, FL 34741-3282 |
| Name | Verified Name |
|---|---|
| Address | 506 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2826 |
| Document Number | 0060500614 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 6050/614 |
| Instrument | 2021147906 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 506 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2826 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 441 FOUNTAINHEAD CIR 165, 165, KISSIMMEE, FL 34741-3282 |
| Document Number | 0060010953 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 6001/953 |
| Instrument | 2021108730 |
| Name | AXINTA LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 5, 2021 |
| Property Address | 506 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2826 |
| Document Number | 0058640822 |
| Book / Page | 5864 / 822 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 2021000653 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $581.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,155.00 (+3.58%) Homeowner's exemption | $219,156 (+7.08%) | $246,300 (+10.6%) Land $46,800 Building $199,500 |
| 2024 | $3,046.00 (+4.1%) | ||
| 2023 | $2,926.00 (+3.72%) Homeowner's exemption | $204,661 (+3%) | $222,700 (+12.08%) Land $42,500 Building $180,200 |
| 2022 | $2,821.00 Homeowner's exemption | $198,700 Land $35,100 Building $163,600 | $198,700 Land $35,100 Building $163,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (1994) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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