Union County property record for 511 Lakeshore Dr, McCook Lake, SD 57049 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,754 sqft · built 2014 |
| Lot Size | 0.149 acres (6,474 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $75,000 (Jan 2008) |
| Tax Bill | $11,554 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.22.10.1003A |
| Primary APN | 05.22.10.1003A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,754 sqft Living Area |
| Basement Area | 2,918 sqft |
| Finished Basement | 2,918 sqft |
| Flooring | Stone |
| Interior Walls | Stone |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,474 sqft (0.149 acres) |
| Lot Dimensions | 108 ft deep x 59.5 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 511 LAKESHORE DR |
|---|---|
| City | MCCOOK LAKE |
| State | SD |
| Zip | 57049-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3A OF LOT 3 REPLT BRUNEAU PLAT SW1/4 |
| Legal Subdivision | REPLT BRUNEAU PLAT |
| Legal Lot Number | 3A,3 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | NORTH SIOUX CITY |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 20302 |
Source: Union County records · APN 05.22.10.1003A
Assessment roll updated October 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 511 LAKESHORE DR, MCCOOK LAKE, SD 57049-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK OF SOUTH DAKOTA |
| Jun 05, 2023 | Deed of Trust, Mortgage SECURITY NATIONAL BANK OF SOUTH DAKOTA |
| Oct 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY |
| Jul 05, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2008 · Amount on Record |
| Deed Sale | Jan 07, 2008 · Amount on Record |
| Deed Document Number | 2008101 |
| Deed Book / Page | 98 / 21 |
| Last Transfer Date | Jun 30, 2017 |
| Transfer Doc | 00107/0319 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 511 LAKESHORE DR, MCCOOK LAKE, SD 57049-4006 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 511 LAKESHORE DR, MCCOOK LAKE, SD 57049-4006 |
| Document Number | 000182/582 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 182/582 |
| Instrument | 232437 |
| Name | SECURITY NATIONAL BANK OF SOUTH DAKOTA |
|---|---|
| Type | Bank |
| Address | NORTH SIOUX CITY, SD 57049 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 01, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 511 LAKESHORE DR, MCCOOK LAKE, SD 57049-4006 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 511 LAKESHORE DR, MCCOOK LAKE, SD 57049-4006 |
| Document Number | 000182/280 |
|---|---|
| Date | Jun 05, 2023 |
| Book Page | 182/280 |
| Instrument | 231282 |
| Name | SECURITY NATIONAL BANK OF SOUTH DAKOTA |
|---|---|
| Type | Bank |
| Address | NORTH SIOUX CITY, SD 57049 |
| Amount | Amount Recorded |
|---|---|
| Term | 11 Months |
| Due | May 30, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 511 LAKESHORE DR, MCCOOK LAKE, SD 57049-4006 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000182/542 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 182/542 |
| Instrument | 232316 |
| Name | THE SECURITY NATIONAL BANK OF SIOUX CITY |
|---|---|
| Type | Bank |
| Address | SIOUX CITY, IA 51101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 12.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Jul 05, 2017 |
| Property Address | 511 LAKESHORE DR, MCCOOK LAKE, SD 57049-4006 |
| Document Number | 00107/0319 |
| Book / Page | 107 / 0319 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 172475 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 511 LAKESHORE DR, MCCOOK LAKE, SD 57049-4006 |
| Investor | Possibly a Property Investor |
Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | North Sioux City |
| Unified School District | Dakota Valley School District 61-8 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,554.00 (+0.76%) | $774,582 (-) Land $86,678 Building $687,904 |
| 2024 | $11,467.00 (-1.05%) | |
| 2023 | $11,589.00 (+11.64%) | $774,582 Land $86,678 Building $687,904 |
| 2022 | $10,381.00 |
Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force 16 of 18 on primary residences |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2024, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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