511 Jennifer Ln, Windermere, FL 34786 Property Records

Orange County property record for 511 Jennifer Ln, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,304 sqft · built 1983
Lot Size	1 acres (43,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$952,000 (Feb 2020)
Tax Bill	$23,412 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jul 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-23-28-9354-00-020`

Property Details

APN / Parcel Number

Primary APN	`09-23-28-9354-00-020`
Alternative APNs	`282309935400020` `276275` `281122` `285279`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	5,304 sqft Living Area
Gross Area	7,752 sqft
1st Floor Area	4,275 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	43,696 sqft (1 acres)
Garage Type	Attached
Garage Area	1,006 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	1,011 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	511 JENNIFER LN
City	WINDERMERE
State	FL
Zip	34786-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	WINDERMERE OAKS 10/27 LOT 2
Legal Range	28E
Legal Township	23S
Legal Section	09
Legal Subdivision	WINDERMERE OAKS
Legal Tract	9354
Legal Lot Number	2
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2004
Census Tract	14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 JENNIFER LN, WINDERMERE, FL 34786-8400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Warranty Deed, Transfer BM R/E SVCS
Jul 24, 2019	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2020 · Amount on Record
Deed Sale	Feb 21, 2020 · Amount on Record
Prior Sale	May 7, 2001 · Amount on Record
Deed Document Number	2020116018
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 21, 2020
Property Address	511 JENNIFER LN, WINDERMERE, FL 34786-8400
Document Number	0000116018
Instrument Date	Jan 21, 2020
Instrument	116018
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	SUNDIAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,664.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	511 JENNIFER LN WINDERMERE FL 347868400, WINDERMERE, FL 34786-8400

Mortgage

Document Number	116019
Date	Feb 21, 2020
Instrument	116019

Lender

Name	BM R/E SVCS
Address	CALABASAS, CA 91302

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.99%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	511 JENNIFER LN, WINDERMERE, FL 34786-8400
Document Number	0000466580
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	511 JENNIFER LN WINDERMERE FL 347868400, WINDERMERE, FL 34786-8400

Mortgage

Document Number	0000466580
Date	Jul 30, 2019
Instrument	466580

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,368,124 (+1%)	$1,571,410 (-1.36%) Land $225,000 Building $1,346,410
2025	$23,412.00 (+7.06%)	$1,243,749 (-13.21%)	$1,593,130 (+11.17%) Land $225,000 Building $1,368,130
2024	$21,869.00 (+8.49%)
2023	$20,157.00 (+12.02%)	$1,433,110 (+15.22%) Land $225,000 Building $1,208,110	$1,433,110 (+15.22%) Land $225,000 Building $1,208,110
2022	$17,994.00	$1,243,797 Land $225,000 Building $1,018,797	$1,243,797 Land $225,000 Building $1,018,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,200 / 1,200
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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