509 Jennifer Ln, Windermere, FL 34786 Property Records

Orange County property record for 509 Jennifer Ln, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,685 sqft · built 1983
Lot Size	1.01 acres (44,004 sqft)
Owner	Individual Name on File
Last Sale	$755,000 (Oct 2021)
Tax Bill	$12,575 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-23-28-9354-00-030`

Property Details

APN / Parcel Number

Primary APN	`09-23-28-9354-00-030`
Alternative APNs	`282309935400030` `276276` `281123` `285280`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,685 sqft Living Area
Gross Area	3,651 sqft
1st Floor Area	2,685 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,004 sqft (1.01 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	509 JENNIFER LN
City	WINDERMERE
State	FL
Zip	34786-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	WINDERMERE OAKS 10/27 LOT 3
Legal Range	28E
Legal Township	23S
Legal Section	09
Legal Subdivision	WINDERMERE OAKS
Legal Tract	9354
Legal Lot Number	3
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2004
Census Tract	14809

Owner

509 Jennifer Ln is owned and occupied by an individual who bought it in October 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	509 JENNIFER LN, WINDERMERE, FL 34786-8400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Prior Sale	Nov 6, 2017 · Amount on File
Deed Document Number	2021610446
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	0000230865
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	509 JENNIFER LN, WINDERMERE, FL 34786-8400
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 JENNIFER LN, WINDERMERE, FL 34786-8400

Mortgage

Document Number	0000610447
Date	Oct 6, 2021
Instrument	20210610447

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 18, 2018
Property Address	509 JENNIFER LN, WINDERMERE, FL 34786-8400
Document Number	0000230865
Instrument Date	Apr 5, 2018
Instrument	230865
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 6, 2017
Property Address	509 JENNIFER LN, WINDERMERE, FL 34786-8400
Document Number	0000604637
Instrument Date	Oct 31, 2017
Instrument	604637
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$3,895.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	UMBERTO TUPINI 103

Tax Assessment & Valuation

The 2025 property tax bill for 509 Jennifer Ln was $12,575, up 3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$789,472 (+2.7%)	$897,120 (-1.2%) Land $180,000 Building $717,120
2025	$12,575.00 (+3.01%) Homeowner's exemption	$768,717	$907,990 Land $180,000 Building $727,990
2024	$12,207.00 (+3.34%)
2023	$11,813.00 (+4.35%) Homeowner's exemption	$725,293 (+3%)	$823,759 (+16.98%) Land $180,000 Building $643,759
2022	$11,321.00 Homeowner's exemption	$704,168 Land $160,000 Building $544,168	$704,168 Land $160,000 Building $544,168

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Jennifer Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Jennifer Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,200 / 1,200
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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