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511 Harbor Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 511 Harbor Blvd, Destin, FL 32541

Property Summary

Property TypeMixed Use Store/Office
Details4 bd · 4 ba · 11,744 sqft · built 1960
Lot Size0.576 acres (25,100 sqft)
Owner2 Company Names on Record
Last Sale$450,000 (Jun 2001)
Tax Bill$10,167 (2025)
Deeds & MortgagesAug 2018 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-589-4789-6

Property Details

APN / Parcel Number

Primary APNC56-000-589-4789-6
Alternative APNs
  • 00-2S-22-0310-000H-0000
  • 22S2000310000H0000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area11,744 sqft Gross Area
1st Floor Area3,384 sqft
Upper Floors Area1,658 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area25,100 sqft (0.576 acres)
Lot Width100 ft Width
Garage TypeAttached
Garage Area738 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area2,460 sqft
Patio Area972 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address511 HARBOR BLVD
CityDESTIN
StateFL
Zip32541-8301
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Legal DescriptionCALHOUN S/D DESTIN LOT H & I *SEE NOTES
Legal SubdivisionCALHOUN S/D
Legal BlockH
Legal Lot NumberH,I
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2009
Census Tract23307

Owner

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5235 SHADY GROVE RD, MEMPHIS, TN 38120-2403
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2001 · Amount on Record
Deed SaleJun 5, 2001 · Amount on Record
Deed Document Number20011844099
Deed Book / Page2298 / 2995
Prior Transfer DateJun 1, 2001
Prior Transfer Doc0001844099
Record UpdatedJun 8, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 28, 2018
Property Address511 HARBOR BLVD, DESTIN, FL 32541-8301
Document Number0033651222
Book / Page003365 / 001222
Instrument DateAug 8, 2018
Instrument3229054
Transaction TypeTransfer
Record UpdatedSep 25, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5235 SHADY GROVE RD MEMPHIS TN 381202403, MEMPHIS, TN 38120-2403

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,167.00 (+15.27%)$892,803 (+11.57%) Land $612,612 Building $280,191$892,803 (+11.57%) Land $612,612 Building $280,191
2023$8,820.00 (+5.44%)$800,242 (+3.12%) Land $577,500 Building $222,742$800,242 (+3.12%) Land $577,500 Building $222,742
2022$8,365.00$776,048 Land $550,000 Building $226,048$776,048 Land $550,000 Building $226,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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