503A Harbor Blvd, #1, Destin, FL 32541 Property Records

Okaloosa County property record for 503A Harbor Blvd, #1, Destin, FL 32541

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,676 sqft · built 2006
Lot Size	1.03 acres (45,100 sqft)
Owner	2 Company Names on Record
Tax Bill	$21,721 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4451-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4451-3`
Alternative APN	`00-2S-22-0310-000B-2730`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	8,676 sqft Total Area
1st Floor Area	4,954 sqft
Upper Floors Area	3,404 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2006
Exterior Material	Other
Construction Type	Concrete
Fire Resistance	Fireproof Reinforced Concrete
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	45,100 sqft (1.03 acres)
Lot Width	100 ft Width

Exterior Amenities

Pool Area	191 sqft
Porch	Open Porch
Porch Area	15,004 sqft
Patio Area	175 sqft
Lawn Sprinklers	Lawn Sprinklers
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	503A HARBOR BLVD # 1, 1
City	DESTIN
State	FL
Zip	32541-2327
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	CALHOUN S/D DESTIN LOTS 272, 273 BLK B AND LOTS C AND D
Legal Range	22
Legal Township	02S
Legal Subdivision	CALHOUN S/D
Legal Block	B
Legal Lot Number	272,273 273
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2009
Census Tract	23307

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	504 NORRIEGO RD, DESTIN, FL 32541-3012
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2009
Deed Sale	Sep 17, 2009
Deed Document Number	0029071974
Record Updated	Jun 8, 2026

March 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 28, 2018
Property Address	503A HARBOR BLVD # 1, 1, DESTIN, FL 32541-2327
Document Number	0033430729
Book / Page	003343 / 000729
Instrument Date	Mar 27, 2018
Instrument	3196992
Transaction Type	Mortgage
Record Updated	Apr 9, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	504 NORRIEGO RD DESTIN FL 325413012, DESTIN, FL 32541-3012

Mortgage

Document Number	33430729
Date	Mar 28, 2018
Book Page	003343/000729
Instrument	3196992

Lender

Name	PROGRESS BK/FL
Type	Bank
Address	35008 EMERALD COAST PKWY, DESTIN, FL 32541-4754

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 27, 2038

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,721.00 (+13.24%)	$1,872,571 (+7.42%) Land $1,032,350 Building $840,221	$1,872,571 (+7.42%) Land $1,032,350 Building $840,221
2023	$19,182.00 (+9.21%)	$1,743,280 (+10.49%) Land $957,962 Building $785,318	$1,743,280 (+10.49%) Land $957,962 Building $785,318
2022	$17,564.00	$1,577,766 Land $812,345 Building $765,421	$1,577,766 Land $812,345 Building $765,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20