511 Ferry St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 511 Ferry St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,404 sqft · built 2002
Lot Size	0.339 acres (14,810 sqft)
Owner	Owner Name on Record
Tax Bill	$1,722 (2024)
Deeds & Mortgages	May 2024 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`532-05-00-159`

Property Details

APN / Parcel Number

Primary APN	`532-05-00-159`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,404 sqft Living Area
1st Floor Area	1,508 sqft
Upper Floors Area	896 sqft

Exterior

Year Built	Built 2002
Architectural Style	Split Level
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	182 ft deep x 75 ft wide
Terrain	High
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	12 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	511 FERRY ST
City	MOUNT PLEASANT
State	SC
Zip	29464-4718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LOT 6
Legal Subdivision	GREENWOOD & JERICO ETC MARTIN
Legal Lot Number	6
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1010
Census Tract	4701

Owner

Source: Charleston County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	511 FERRY ST, MOUNT PLEASANT, SC 29464-4718
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage REV FEDERAL CREDIT UNION
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage REV FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Apr 10, 2000 · Amount on Record
Last Transfer Date	Mar 19, 2001
Transfer Doc	W366/0758
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	511 FERRY ST, MOUNT PLEASANT, SC 29464-4718
Transaction Type	Mortgage
Record Updated	May 21, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 FERRY ST, MOUNT PLEASANT, SC 29464-4718

Mortgage

Document Number	0012430340
Date	May 7, 2024
Book Page	1243/340

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	511 FERRY ST, MOUNT PLEASANT, SC 29464-4718
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009940840
Date	May 25, 2021
Book Page	994/840

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union
Address	SUMMERVILLE, SC 29483

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Jun 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.25%
Index	Prime Rate
Margin	2
Max Rate	8.25%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	511 FERRY ST, MOUNT PLEASANT, SC 29464-4718
Transaction Type	Mortgage
Record Updated	Sep 19, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009690040
Date	Mar 9, 2021
Book Page	969/40

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,722.00 (+14.95%)	$16,730 (+5.55%)
2022	$1,498.00	$15,850	$613,600 (-3.46%) Land $373,600 Building $240,000
2020			$635,600 Land $373,600 Building $262,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	120 (1979–2017)
Claims Outside the SFHA	21 of 120
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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