509 Ferry St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 509 Ferry St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,594 sqft · built 1962
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on File
Last Sale	$365,000 (Oct 2017)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Nov 2023 Transfer Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`532-05-00-158`

Property Details

APN / Parcel Number

Primary APN	`532-05-00-158`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	1,671 sqft
1st Floor Area	1,594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Bungalow
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	106 ft deep x 67 ft wide
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	509 FERRY ST
City	MOUNT PLEASANT
State	SC
Zip	29464-4718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LT 8 C BLK 9 GREENWICH
Legal Subdivision	GREENWICH
Legal Block	9
Legal Lot Number	8
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1010
Census Tract	4701

Owner

509 Ferry St is owned by a company that acquired it in August 2025.

Source: Charleston County records, as of October 9, 2026

Owner of Record	2 Company Names on File
Mailing Address	509 FERRY ST, MOUNT PLEASANT, SC 29464-4718
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Intrafamily Transfer, Transfer
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 6, 2017	Grant Deed, Transfer · Conventional with PMI FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Deed Book / Page	671 / 233
Last Transfer Date	Aug 19, 2025
Transfer Doc	0013340224
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Nov 20, 2023
Property Address	509 FERRY ST, MOUNT PLEASANT, SC 29464-4718
Document Number	0012140292
Book / Page	1214 / 292
Map Reference	MB M PG 22
Instrument Date	Oct 10, 2023
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 FERRY ST, MOUNT PLEASANT, SC 29464-4718

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	509 FERRY ST, MOUNT PLEASANT, SC 29464-4718
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 FERRY ST, MOUNT PLEASANT, SC 29464-4718

Mortgage

Document Number	0011330733
Date	Aug 26, 2022
Book Page	1133/733

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 26, 2020
Property Address	509 FERRY ST, MOUNT PLEASANT, SC 29464-4718
Document Number	0862/0410
Book / Page	000862 / 000410
Instrument Date	Feb 5, 2020
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 FERRY ST MOUNT PLEASANT SC 294644718, MOUNT PLEASANT, SC 29464-4718

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 6, 2017
Property Address	509 FERRY ST, MOUNT PLEASANT, SC 29464-4718
Document Number	0671/0233
Book / Page	000671 / 000233
Instrument Date	Sep 28, 2017
Transaction Type	Transfer
Record Updated	Nov 8, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 FERRY ST MOUNT PLEASANT SC 294644718, MOUNT PLEASANT, SC 29464-4718

Mortgage

Document Number	671/0234
Date	Oct 6, 2017
Book Page	000671/000234

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 509 Ferry St was $2,126, up 20.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00 (+20.73%)	$537,235 (+3,030.74%) Land $318,550 Building $218,685	$970,200 Land $583,400 Building $386,800
2024	$1,761.00	$17,160
2022	$1,609.00	$17,160	$428,900 Land $277,000 Building $151,900
2020			$428,900 Land $277,000 Building $151,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 Ferry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	120 (1979–2017)
Claims Outside the SFHA	21 of 120
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Ferry St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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