511 E Union Ave, West Lafayette, OH 43845 Property Records

Coshocton County property record for 511 E Union Ave, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,661 sqft · built 1971
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Dec 2021)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002368-5`

Property Details

APN / Parcel Number

Primary APN	`002368-5`
Alternative APN	`0200000099600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,661 sqft Living Area
Gross Area	1,056 sqft
1st Floor Area	1,080 sqft
Basement Area	1,056 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	106 ft deep x 53 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002368-5
Street Address	511 E UNION AVE
City	WEST LAFAYETTE
State	OH
Zip	43845-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 982 55 X 104 (.13A) EASTMOOR ADDITION 09 DOC 294
Legal Subdivision	EAST MOOR ADDITION
Legal Lot Number	982
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3017
Census Tract	961800

Owner

511 E Union Ave is owned and occupied by an individual who bought it in December 2021.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 6577, CAROL STREAM, IL 60197-6577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 21, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on File
Deed Sale	Dec 21, 2021 · Amount on File
Prior Sale	Jan 22, 2009 · Amount on File
Deed Document Number	20216241
Deed Book / Page	788 / 4570
Prior Transfer Date	Jan 20, 2016
Prior Transfer Doc	000692/746
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	511 E UNION AVE, WEST LAFAYETTE, OH 43845-1253
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E UNION AVE, WEST LAFAYETTE, OH 43845-1253

Mortgage

Document Number	00800/3563
Date	Apr 12, 2024
Book Page	800/3563
Instrument	202400001207

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Dec 21, 2021
Property Address	511 E UNION AVE, WEST LAFAYETTE, OH 43845-1253
Document Number	00788/4570
Book / Page	788 / 4570
Map Reference	MB 4 PG 10
Instrument Date	Dec 15, 2021
Instrument	202100006241
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	ALBAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E UNION AVE, WEST LAFAYETTE, OH 43845-1253

Mortgage

Document Number	202100006242
Date	Dec 21, 2021
Instrument	202100006242

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 511 E Union Ave was $1,378 with a homeowner's exemption.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00	$33,410 Land $5,390 Building $28,020	$95,480 Land $15,410 Building $80,070
2023	$1,029.00 (-2.56%) Homeowner's exemption	$25,008 (-) Land $3,609 Building $21,399
2022	$1,056.00 Homeowner's exemption	$25,008 Land $3,609 Building $21,399
2021			$71,450 Land $10,310 Building $61,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 E Union Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 E Union Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, Smart Way Communications.

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