413 E Union Ave, West Lafayette, OH 43845 Property Records

Coshocton County property record for 413 E Union Ave, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 570 sqft · built 1900
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$77,900 (Jun 2022)
Tax Bill	$682 (2025)
Deeds & Mortgages	Jun 2022 Sale Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002312-8`

Property Details

APN / Parcel Number

Primary APN	`002312-8`
Alternative APN	`0200000045200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	570 sqft Living Area
1st Floor Area	570 sqft
Basement Area	570 sqft
Unfinished Basement	570 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002312-8
Street Address	413 E UNION AVE
City	WEST LAFAYETTE
State	OH
Zip	43845-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 333 50 X 150
Legal Subdivision	CITIZENS ADDITION
Legal Lot Number	333
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3016
Census Tract	961800

Owner

413 E Union Ave is owned and occupied by two individuals who bought it in June 2022.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 E UNION AVE, WEST LAFAYETTE, OH 43845-1251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Survivorship Deed, Transfer CROWN SEARCH SERVICES
Mar 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE HOME LOAN SAVINGS BANK
Jul 2, 2021	Fiduciary Deed, Transfer · Line of Credit THE HOME LOAN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Prior Sale	Jul 2, 2021 · Amount on File
Deed Document Number	20222562
Deed Book / Page	791 / 2464
Prior Transfer Date	Feb 5, 1996
Record Updated	Jun 8, 2026

June 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	COSHOCTON OH
Recording Date	Jun 14, 2022
Property Address	413 E UNION AVE, WEST LAFAYETTE, OH 43845-1251
Document Number	00791/2464
Book / Page	791 / 2464
Map Reference	MB 2 PG 18
Instrument Date	Jun 6, 2022
Instrument	202200002562
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	CROWN SEARCH SERVICES

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	413 E UNION AVE, WEST LAFAYETTE, OH 43845-1251

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	413 E UNION AVE, WEST LAFAYETTE, OH 43845-1251
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54108 TOWNSHIP ROAD 173, FRESNO, OH 43824-9726

Mortgage

Document Number	000790/169
Date	Mar 17, 2022
Book Page	790/169
Instrument	202200001131

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 6, 2042

July 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	COSHOCTON OH
Recording Date	Jul 2, 2021
Property Address	413 E UNION AVE, WEST LAFAYETTE, OH 43845-1251
Document Number	785/4750
Book / Page	785 / 4750
Map Reference	MB 2 PG 18
Instrument Date	May 21, 2021
Instrument	202100003281
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54108 TR 173, FRESNO, OH 43824

Mortgage

Document Number	202100003282
Date	Jul 2, 2021
Instrument	202100003282

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 413 E Union Ave was $682 with a homeowner's exemption.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$682.00	$16,520 Land $6,010 Building $10,510	$47,210 Land $17,180 Building $30,030
2023	$496.00 (-5.34%) Homeowner's exemption	$12,048 (-) Land $4,022 Building $8,026
2022	$524.00	$12,048 Land $4,022 Building $8,026
2021			$34,420 Land $11,490 Building $22,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 413 E Union Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 E Union Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, Smart Way Communications.

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