511 Creekside Ct, Oswego, IL 60543 Property Records

Kendall County property record for 511 Creekside Ct, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,346 sqft · built 1992
Lot Size	0.234 acres (10,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,500 (Sep 2013)
Tax Bill	$6,447 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-176-036`

Property Details

APN / Parcel Number

Primary APN	`03-20-176-036`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	3,092 sqft
1st Floor Area	1,346 sqft
Basement Area	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,201 sqft (0.234 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	511 CREEKSIDE CT
City	OSWEGO
State	IL
Zip	60543-8738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 164, LAKE VIEW ESTS,UNIT 2, LYG NW OF A LN COM NE COR LT 164, S 61.79 SWLY 169.59 TO SW LN VILLAGE OSWEGO
Legal Subdivision	LAKE VIEW EST
Legal Lot Number	164
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3000
Census Tract	890106

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 CREEKSIDE CT, OSWEGO, IL 60543-8738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2013 · Amount on Record
Deed Sale	Sep 3, 2013 · Amount on Record
Prior Sale	May 1, 1994 · Amount on Record
Deed Document Number	201318476
Last Transfer Date	Feb 19, 2021
Transfer Doc	0000006457
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	511 CREEKSIDE CT, OSWEGO, IL 60543-8738
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013568
Date	Nov 22, 2023
Instrument	202300013568

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	511 CREEKSIDE CT, OSWEGO, IL 60543-8738
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013568
Date	Nov 22, 2023
Instrument	202300013568

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 21, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Mar 12, 2021
Property Address	511 CREEKSIDE CT, OSWEGO, IL 60543-8738
Document Number	0000006457
Instrument Date	Feb 19, 2021
Instrument	202100006457
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	511 CREEKSIDE CT, OSWEGO, IL 60543-8738

Mortgage

Document Number	0000006458
Date	Mar 12, 2021
Instrument	202100006458

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,454 (+40.39%) Land $13,535 Building $82,919	$289,362 (+40.39%) Land $40,605 Building $248,757
2024	$6,447.00
2022		$68,703 Land $9,641 Building $59,062	$206,109 Land $28,923 Building $177,186

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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