505 Creekside Ct, Oswego, IL 60543 Property Records

Kendall County property record for 505 Creekside Ct, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 1992
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (May 2019)
Tax Bill	$6,269 (2024)
Deeds & Mortgages	Nov 2017 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-176-044`

Property Details

APN / Parcel Number

Primary APN	`03-20-176-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	3,092 sqft
1st Floor Area	1,346 sqft
Basement Area	1,346 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	505 CREEKSIDE CT
City	OSWEGO
State	IL
Zip	60543-8738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 162 LAKEVIEW ESTATES UNIT 2, LYG NE OF FOLLOWING DESC LN; COM NW COR LT 162, E ALG N LN 36.87, SE 140.85 TO S LN. VILLAGE OF OSWEGO
Legal Subdivision	LAKEVIEW ESTATES
Legal Lot Number	162
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3000
Census Tract	890106

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 CREEKSIDE CT, OSWEGO, IL 60543-8738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jul 24, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 10, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	May 28, 2010 · Amount on Record
Deed Document Number	20195894
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	505 CREEKSIDE CT, OSWEGO, IL 60543-8738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017618
Date	Nov 6, 2017
Instrument	201700017618

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate	4.62%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	505 CREEKSIDE CT, OSWEGO, IL 60543-8738
Document Number	0000015426
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CREEKSIDE CT OSWEGO IL 605438738, OSWEGO, IL 60543-8738

Mortgage

Document Number	0000015426
Date	Aug 17, 2020
Instrument	15426

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	May 10, 2019
Property Address	505 CREEKSIDE CT, OSWEGO, IL 60543-8738
Document Number	0000005894
Instrument Date	Apr 25, 2019
Instrument	5894
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 SPRINGBROOK TRL S OSWEGO IL 605434007, OSWEGO, IL 60543-4007

Mortgage

Document Number	5895
Date	May 10, 2019
Instrument	5895

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,976 (+40.39%) Land $13,535 Building $80,441	$281,928 (+40.39%) Land $40,605 Building $241,323
2024	$6,269.00
2022		$66,938 Land $9,641 Building $57,297	$200,814 Land $28,923 Building $171,891

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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