511 Conowingo Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 511 Conowingo Rd, Conowingo, MD 21918

Property Summary

Property Type	Rural Home
Details	1.5 ba · 2,095 sqft · built 1973
Lot Size	8.36 acres (364,162 sqft)
Owner	2 Individual Names on File
Last Sale	$386,500 (Jul 2018)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-001049`

Property Details

APN / Parcel Number

Primary APN	`08-001049`
Alternative APNs	`8001049` `001049`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,095 sqft Total Area
1st Floor Area	184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	364,162 sqft (8.36 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	636 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	001049
Street Address	511 CONOWINGO RD
City	CONOWINGO
State	MD
Zip	21918-1313
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NAR
Legal Description	8.36 ACRES 511 CONOWINGO ROAD N/W OF KILBYS CORNER
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1031
Census Tract	31400

Owner

Source: Cecil County records · APN 08-001049

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	511 CONOWINGO RD, CONOWINGO, MD 21918-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · FHA Mortgage MAS ASSOCIATES LLC
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jul 19, 2018	Grant Deed, Transfer MAS ASSOCIATES LLC
Jun 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Prior Sale	Apr 10, 1987 · Amount on Record
Deed Book / Page	4273 / 388
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	511 CONOWINGO RD, CONOWINGO, MD 21918-1313
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	REAL ESTATE SETTLEMENTS & ES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044660291
Date	Sep 18, 2019
Book Page	4466/291

Lender

Name	MAS ASSOCIATES LLC
Type	Non-Lending Institution
Address	OWINGS MILLS, MD 21117

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	511 CONOWINGO RD, CONOWINGO, MD 21918-1313
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049440398
Date	Jul 29, 2021
Book Page	4944/398

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Term	361 Months
Due	Aug 01, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	511 CONOWINGO RD, CONOWINGO, MD 21918-1313
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049790077
Date	Sep 14, 2021
Book Page	4979/77

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SUISUN CITY, CA 94585

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	511 CONOWINGO RD, CONOWINGO, MD 21918-1313
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049880028
Date	Sep 23, 2021
Book Page	4988/28

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	84583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Jul 19, 2018
Property Address	511 CONOWINGO RD, CONOWINGO, MD 21918-1313
Document Number	0042730388
Book / Page	004273 / 000388
Instrument Date	Jul 16, 2018
Transaction Type	Transfer
Record Updated	Aug 02, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$385.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	511 CONOWINGO RD CONOWINGO MD 219181313, CONOWINGO, MD 21918-1313

Mortgage

Document Number	42730399
Date	Jul 19, 2018
Book Page	004273/000399

Lender

Name	MAS ASSOCIATES LLC
Address	66 PAINTERS MILL RD # 202, OWINGS MILLS, MD 21117-3657

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Jun 27, 2018
Property Address	511 CONOWINGO RD, CONOWINGO, MD 21918-1313
Document Number	0042640291
Book / Page	004264 / 000291
Instrument Date	Jun 22, 2018
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	511 CONOWINGO RD CONOWINGO MD 219181313, CONOWINGO, MD 21918-1313

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,267 (+8.9%)	$280,200 (+2.15%) Land $75,300 Building $204,900
2025	$3,052.00 (+41.69%) Homeowner's exemption
2023	$2,154.00 Homeowner's exemption	$253,700	$274,300 Land $75,300 Building $199,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Armstrong Holdings Cable	750 / 20
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 59 locations within half a mile of this property.

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