496 Conowingo Rd, #A, Conowingo, MD 21918 Property Records

Cecil County property record for 496 Conowingo Rd, #A, Conowingo, MD 21918

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 924 sqft · built 1989
Lot Size	0.709 acres (30,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Apr 2021)
Tax Bill	$3,146 (2026)
Deeds & Mortgages	Apr 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-001359`

Property Details

APN / Parcel Number

Primary APN	`08-001359`
Alternative APNs	`8001359` `001359`

Interior

Full Baths	1 Bath
Units	2 Units
Stories	1 Story
Building Area	924 sqft Total Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mobile Home
Exterior Material	Siding
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Composition Shingle
Lot Area	30,900 sqft (0.709 acres)

Exterior Amenities

Deck Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	001359
Street Address	496 CONOWINGO RD, A
City	CONOWINGO
State	MD
Zip	21918-1316
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	BG
Legal Description	.71 ACRE 496A CONOWINGO ROAD AT KILBYS CORNER
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1023
Census Tract	31400

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	496 CONOWINGO RD, A, CONOWINGO, MD 21918-1316
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Feb 15, 1996 · Amount on Record
Deed Book / Page	4861 / 412
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Apr 28, 2021
Property Address	496 CONOWINGO RD # A, A, CONOWINGO, MD 21918-1316
Document Number	0048610412
Book / Page	4861 / 412
Instrument Date	Apr 19, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	496A CONOWINGO RD, CONOWINGO, MD 21918-1316

Mortgage

Document Number	0004861418
Date	Apr 28, 2021
Instrument	4861/418

Lender

Name	FRANK THOMAS
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Apr 19, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,146.00 (+3.79%)	$284,667 (+11.97%)	$311,000 (+14.55%) Land $174,500 Building $136,500
2025	$3,031.00 (+39.87%)
2023	$2,167.00	$254,233	$271,500 Land $174,500 Building $97,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20