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511 Cliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 511 Cliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage1,826 sqft Living Area
Lot Size6,795 sqft (0.156 acres)
OccupancyOwner Occupied
Last Sale$1,525,000 (2026)
Tax Bill$13,241.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-053-05
Alternative APN
  • 043-053-05-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area1,826 sqft Living Area
Gross Area2,091 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2020
Architectural StyleBungalow Style
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area6,795 sqft (0.156 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area265 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address511 CLIFF DR
CityAPTOS
StateCA
Zip95003-5323
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionRIO DEL MAR CC PROPS 10
Legal Lot Number2
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2005
Census Tract122205

Owner

Source: Santa Cruz County records · APN 043-053-05

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address511 CLIFF DR, APTOS, CA 95003-5323
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK
Dec 19, 2025Deed of Trust, Mortgage · Conventional Mortgage
UPEQUITY SPV2 LLC
Mar 10, 2026Grant Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Jun 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2026 · Amount on Record
Deed SaleMar 10, 2026 · Amount on Record
Prior SaleSep 06, 2013 · Amount on Record
Deed Doc Number20265279
Prior Transfer DateAug 12, 2019
Prior Transfer Doc0000023207
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Recording DateJul 08, 2026
Property Address511 CLIFF DR, APTOS, CA 95003-5323
Document Number0000015487
Instrument DateJul 02, 2026
Instrument202615487
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyCLOSING TITLE COMPANY, SOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 CLIFF DR, APTOS, CA 95003-5323

Mortgage

Document Number0000015487,
DateJul 08, 2026
Instrument202615487
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2041
Interest
Rate TypeFixed Rate
Rate5.79%
Initial TypeFixed Rate
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address511 CLIFF DR, APTOS, CA 95003-5323
Transaction TypeMortgage
Record UpdatedMar 30, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 CLIFF DR, APTOS, CA 95003-5323

Mortgage

Document Number0000028190
DateDec 19, 2025
Instrument2025-0028190
Lender
NameUPEQUITY SPV2 LLC
TypeMortgage Company
AddressAUSTIN, TX 78703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term3 Months
DueMar 15, 2026

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 10, 2026
Property Address511 CLIFF DR, APTOS, CA 95003-5323
Document Number0000005279
Map ReferenceMB 26 PG 10
Instrument DateMar 09, 2026
Instrument2026-0005279
Transaction TypeTransfer
Record UpdatedMar 30, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,677.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address511 CLIFF DR, APTOS, CA 95003-5323

Mortgage

Document Number0000005280
DateMar 10, 2026
Instrument2026-0005280
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate7.12%
Type Change DateApr 01, 2033
Change Frequency6 Months
Min Rate At Change5.12%
Max Rate At Change9.12%
IndexSOFR Average 30-Day
Max Rate12.1%

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 30, 2020
Property Address511 CLIFF DR, APTOS, CA 95003-5323
Document Number0000023207
Instrument DateAug 12, 2019
Instrument23207
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address511 CLIFF DR MOUNTAIN VIEW CA 94040, MOUNTAIN VIEW, CA 94040

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,056,572 (+2%) Land $739,600 Building $316,972
2025$13,241.00 (+7.81%) Homeowner's exemption$1,035,854 (+4.04%) Land $725,098 Building $310,756
2024$12,282.00 (+2.07%)
2023$12,033.00 (+2.17%) Homeowner's exemption$995,631 Land $696,942 Building $298,689$1,657,620
2022$11,777.00

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