502 Cliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 502 Cliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage4,157 sqft Living Area
Lot Size9,801 sqft (0.225 acres)
GarageAttached, 526 sqft
Last Sale$2,150,000 (2016)
Tax Bill$32,551.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-113-12
Alternative APN
  • 043-113-12-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area4,157 sqft Living Area
Gross Area4,683 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2020
Construction TypeWood Construction
Roof MaterialTile Roof
Lot Area9,801 sqft (0.225 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area526 sqft Garage
Deck Area182 sqft Deck
Patio Area182 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address502 CLIFF DR
CityAPTOS
StateCA
Zip95003-5310
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BCH CNTRY CLB 08
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1001
Census Tract122205

Owner

Source: Santa Cruz County records · APN 043-113-12

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address916 WILMINGTON WAY, EMERALD HILLS, CA 94062-4036
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Deed of Trust, Mortgage · Conventional Mortgage
AXOS BANK
Nov 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
AXOS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 02, 2016 · Amount on Record
Deed SaleAug 02, 2016 · Amount on Record
Deed Doc Number201627977
Prior Transfer DateJul 07, 2012
Prior Transfer Doc0000033190
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address502 CLIFF DR, APTOS, CA 95003-5310
Transaction TypeMortgage
Record UpdatedAug 30, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 WILMINGTON WAY, EMERALD HILLS, CA 94062-4036

Mortgage

Document Number0000015253
DateAug 15, 2023
Instrument2023-0015253
Lender
NameAXOS BANK
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate8.12%
Type Change DateSep 01, 2030
Change Frequency6 Months
Min Rate At Change8.12%
Max Rate At Change13.1%
Margin4
Max Rate13.1%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address502 CLIFF DR, APTOS, CA 95003-5310
Transaction TypeMortgage
Record UpdatedDec 01, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 WILMINGTON WAY, EMERALD HILLS, CA 94062-4036

Mortgage

Document Number0000030961
DateNov 18, 2022
Instrument2022-0030961
Lender
NameAXOS BANK
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateDec 01, 2027
Change Frequency6 Months
Min Rate At Change6.25%
Max Rate At Change11.2%
IndexOther
Margin4
Max Rate11.2%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,791,629 (+2%) Land $1,781,616 Building $1,010,013
2025$32,551.00 (+9.22%)$2,736,891 (+4.04%) Land $1,746,682 Building $990,209
2023$29,804.00 (+1.9%)$2,630,614 Land $1,678,856 Building $951,758$2,490,480
2022$29,247.00

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