511 Central Ave, Anderson, IN 46012 Property Records

Madison County property record for 511 Central Ave, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,159 sqft · built 1899
Lot Size	0.176 acres (7,688 sqft)
Owner	Company Name on File
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`48-12-07-302-159.000-003`

Property Details

APN / Parcel Number

Primary APN	`48-12-07-302-159.000-003`
Alternative APNs	`00001117321` `188953`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,159 sqft Living Area
1st Floor Area	1,159 sqft
Basement Area	1,159 sqft
Unfinished Basement	1,159 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,688 sqft (0.176 acres)
Lot Dimensions	124 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001117321
Street Address	511 CENTRAL AVE
City	ANDERSON
State	IN
Zip	46012-3354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J M RUDDELLS 2ND 0.0000ACRES STR: 00000 SECTION: PLAT: 16 IN: OUT:
Legal Subdivision	JOHN M RUDDELLS PK PLACE 02
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3022
Census Tract	1100

Owner

511 Central Ave is owned by a company that acquired it in November 2024.

Source: Madison County records, as of July 21, 2026

Owner of Record	Company Name on File
Mailing Address	442 RANDALL RD, DELAWARE, OH 43015-7589
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Quit Claim Deed, Transfer · Commercial Mortgage FIRST MERCHANTS BANK NA
Jun 14, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Sep 21, 2020	Warranty Deed, Transfer ROWLAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2024
Deed Sale	Nov 21, 2024
Prior Sale	Oct 5, 2023 · Amount on File
Deed Document Number	202416284
Prior Transfer Date	Nov 5, 2024
Prior Transfer Doc	2024R16284
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IN
Recording Date	Oct 5, 2023
Property Address	511 CENTRAL AVE, ANDERSON, IN 46012-3354
Document Number	2023R14036
Map Reference	BK 4 PG 11
Instrument Date	Sep 29, 2023
Instrument	2023R14036
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 W 19TH ST, ANDERSON, IN 46016-3804

Mortgage

Document Number	2023R14037
Date	Oct 5, 2023
Instrument	2023R14037

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	58 Months
Due	Aug 21, 2028

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IN
Recording Date	Jun 14, 2023
Property Address	511 CENTRAL AVE, ANDERSON, IN 46012-3354
Document Number	2023R08179
Map Reference	BK 3 PG 90
Instrument Date	Jun 13, 2023
Instrument	2023R08179
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8308 OAK CREEK DR, LEWIS CENTER, OH 43035-9095

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	511 CENTRAL AVE, ANDERSON, IN 46012-3354
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R15015
Date	Aug 6, 2021
Instrument	2021R15015

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Sep 21, 2020
Property Address	511 CENTRAL AVE, ANDERSON, IN 46012-3354
Document Number	2020R13784
Map Reference	PB 3 PG 94
Instrument Date	Sep 18, 2020
Instrument	2020R13784
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	ROWLAND TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8308 OAK CREEK DR, LEWIS CENTER, OH 43035-9095
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 511 Central Ave was $1,667, down 1.4% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,667.00 (-1.42%)	$75,700 Land $8,600 Building $67,100	$75,700 Land $8,600 Building $67,100
2024	$1,691.00
2023		$69,500 (+0.72%) Land $8,300 Building $61,200	$69,500 (+0.72%) Land $8,300 Building $61,200
2022	$1,543.00	$69,000 Land $7,800 Building $61,200	$69,000 Land $7,800 Building $61,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Central Ave in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1990–2026)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 4 claims Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 511 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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