421 Central Ave, Anderson, IN 46012 Property Records

Madison County property record for 421 Central Ave, Anderson, IN 46012

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,482 sqft · built 1889
Lot Size	0.108 acres (4,712 sqft)
Owner	Individual Name on Record
Last Sale	$90,100 (Jun 2018)
Tax Bill	$2,386 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-8961-0-1`

Property Details

APN / Parcel Number

Primary APN	`18-8961-0-1`
Alternative APNs	`48-12-07-302-164.000-003` `00001179718`

Interior

Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Units	3 Units
Stories	1 Story
Building Area	2,482 sqft Living Area
1st Floor Area	2,482 sqft
Upper Floors Area	890 sqft
Basement Area	305 sqft
Unfinished Basement	305 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Triplex
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Other
Lot Area	4,712 sqft (0.108 acres)
Lot Dimensions	76 ft deep x 62 ft wide

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Patio Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00001179718
Street Address	421 CENTRAL AVE
City	ANDERSON
State	IN
Zip	46012-3373
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	J M RUDDELLS 2ND EXC 48' W SD 0.0000ACRES STR: 00000 SECTION: PLAT: 20 IN: OUT:
Legal Subdivision	JOHN M RUDDELS 02 ADD PK PLAC
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3012
Census Tract	1100

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3449 RAVINE DR, CARLSBAD, CA 92010-5558
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Sep 2, 2015 · Amount on Record
Deed Document Number	20188427
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jun 28, 2018
Property Address	421 CENTRAL AVE, ANDERSON, IN 46012-3373
Document Number	2018R08427
Map Reference	PB 3 PG 94
Instrument Date	Jun 21, 2018
Instrument	2018R08427
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 CENTRAL AVE, ANDERSON, IN 46012-3373

Mortgage

Document Number	2018R08428
Date	Jun 28, 2018
Instrument	2018R08428

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,386.00 (-3.67%)	$108,300 (+6.7%) Land $6,800 Building $101,500	$108,300 (+6.7%) Land $6,800 Building $101,500
2024	$2,477.00 (+9.55%)
2023		$101,500 (+0.4%) Land $6,500 Building $95,000	$101,500 (+0.4%) Land $6,500 Building $95,000
2022	$2,261.00	$101,100 Land $6,100 Building $95,000	$101,100 Land $6,100 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1990–2026)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 4 claims Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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