511 Cady Dr, Richmond, KY 40475 Property Records

Madison County property record for 511 Cady Dr, Richmond, KY 40475

Property Summary

Property TypeCondominium
OwnerIndividual Name on Record
Last Sale$135,500 (Aug 2019)
Tax Bill$1,414 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0070-011C-0006

Property Details

APN / Parcel Number

Primary APN0070-011C-0006
Alternative APNs
  • 122728
  • 85680
  • 52257

Location & Zoning

Account Number52257
Street Address511 CADY DR
CityRICHMOND
StateKY
Zip40475-8294
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionARCADIAN COTTAGES CONDO UNIT 6
Legal SubdivisionARCADIAN COVE
Legal Unit6
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2020
Census Tract10902

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address511 CADY DR, RICHMOND, KY 40475-8294
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2019 · Amount on Record
Deed SaleAug 13, 2019 · Amount on Record
Deed Document Number2013997020
Deed Book / PageD00777 / 220
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateAug 13, 2019
Property Address511 CADY DR, RICHMOND, KY 40475-8294
Document NumberD00777/220
Book / PageD00777 / 220
Map ReferenceCAB 26 SL 6
Instrument DateAug 5, 2019
Instrument2013997020
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address339 BROOKS RD, 339, RICHMOND, KY 40475-9172

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 CADY DR, RICHMOND, KY 40475-8294

Mortgage

Document Number2013997021
DateAug 13, 2019
Instrument2013997021
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,414.00 (+8.02%) Additional exemption filed$150,000 (+11.11%)$150,000 (+11.11%)
2023$1,309.00 (-0.3%)$135,000 (-)$135,000 (-)
2022$1,313.00$135,000$135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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