Madison County property record for 509 Cady Dr, Richmond, KY 40475
| Property Type | Condominium |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $371,618 (Feb 2014) |
| Tax Bill | $1,414 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0070-011C-0005 |
| Primary APN | 0070-011C-0005 |
|---|---|
| Alternative APNs |
|
| Account Number | 52110 |
|---|---|
| Street Address | 509 CADY DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8294 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ARCADIAN COTTAGES CONDO UNIT 5 |
| Legal Subdivision | ARCADIAN COVE |
| Legal Unit | 5 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10902 |
509 Cady Dr, a condominium, is owned and occupied by two individuals who bought it in February 2014.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 250 CARVERS FERRY RD, RICHMOND, KY 40475-9495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2014 · Amount on File |
| Deed Sale | Feb 25, 2014 · Amount on File |
| Deed Document Number | 0000736588 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 509 Cady Dr was $1,414 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,414.00 Additional exemption filed | $150,000 | $150,000 |
| 2023 | $1,175.00 (-0.34%) | $121,200 (-) | $121,200 (-) |
| 2022 | $1,179.00 | $121,200 | $121,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 509 Cady Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 509 Cady Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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