Kane County property record for 511 Brownstone Dr, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,414 sqft · built 2004 |
| Lot Size | 0.42 acres (1,822 sqft) |
| Owner | Company Name on Record |
| Last Sale | $441,500 (Oct 2018) |
| Tax Bill | $14,794 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-134-010 |
| Primary APN | 09-34-134-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,414 sqft Living Area |
| Basement Area | 1,149 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,822 sqft (0.42 acres) |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 511 BROWNSTONE DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWNSTONE LOT 13 DESC IN DOC 2001K000149 (EX PTS DESC IN DOC 2003K092880, 2003K158981, 2003K176202, 2003K177411) |
| Legal Subdivision | BROWNSTONE |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 852300 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 511 BROWNSTONE DR, SAINT CHARLES, IL 60174-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STC CAPITAL BANK |
| Nov 8, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage STC CAPITAL BANK |
| Mar 7, 2017 | Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on Record |
| Deed Sale | Oct 23, 2018 · Amount on Record |
| Prior Sale | Mar 7, 2017 · Amount on Record |
| Deed Document Number | 201851685 |
| Last Transfer Date | Oct 31, 2019 |
| Transfer Doc | 0000054183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 511 BROWNSTONE DR, ST CHARLES, IL 60174-2807 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000033314 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021K033314 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate | 3% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 511 BROWNSTONE DR, ST CHARLES, IL 60174-2807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000054154 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 2018K054154 |
| Name | STC CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 8, 2019 |
| Property Address | 511 BROWNSTONE DR, ST CHARLES, IL 60174-2807 |
| Document Number | 0000054183 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 54183 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 511 BROWNSTONE DR ST CHARLES IL 601742807, ST CHARLES, IL 60174-2807 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 23, 2018 |
| Property Address | 511 BROWNSTONE DR, ST CHARLES, IL 60174-2807 |
| Document Number | 0000051685 |
| Map Reference | DOC2001K000149 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 2018K051685 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $441.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 511 BROWNSTONE DR, SAINT CHARLES, IL 60174-2807 |
| Document Number | 0000051687 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 2018K051687 |
| Name | STC CAPITAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 7, 2017 |
| Property Address | 511 BROWNSTONE DR, ST CHARLES, IL 60174-2807 |
| Document Number | 0000011884 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 2017K011884 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $622.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0000011885 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 2017K011885 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,794.00 (+5.51%) Homeowner's exemption | $218,949 (+8.53%) Land $46,479 Building $172,470 | $657,110 (+8.53%) Land $139,493 Building $517,617 |
| 2024 | $201,741 (+12.29%) Land $42,826 Building $158,915 | $605,465 (+12.33%) Land $128,529 Building $476,936 | |
| 2022 | $14,021.00 (+4.04%) Homeowner's exemption | $179,664 (+4.91%) Land $38,736 Building $140,928 | $538,992 (+4.91%) Land $116,208 Building $422,784 |
| 2021 | $13,477.00 Homeowner's exemption | $171,255 Land $36,923 Building $134,332 | $513,765 Land $110,769 Building $402,996 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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